Funding Circle

Funding Circle, a UK-based financial intermediation services company, reported total carbon emissions of approximately 5,671,000 kg CO2e for the 2025 financial year. This figure comprises 37,000 kg CO2e from Scope 1 emissions, 36,000 kg CO2e from location-based Scope 2 emissions, and 5,634,000 kg CO2e from Scope 3 emissions. Key contributors to Scope 3 included purchased goods and services (4,618,000 kg CO2e), upstream transportation and distribution (433,000 kg CO2e), and employee commuting (321,000 kg CO2e).

In 2024, Funding Circle's total emissions were approximately 7,147,000 kg CO2e, with 51,000 kg CO2e from location-based Scope 2 and 7,147,000 kg CO2e from Scope 3. Purchased goods and services (5,718,000 kg CO2e) was the largest Scope 3 category.

For the 2023 financial year, total emissions were about 10,949,000 kg CO2e, which included 108,000 kg CO2e from Scope 1, 265,000 kg CO2e from location-based Scope 2, and 10,651,000 kg CO2e from Scope 3. Notably, Scope 3 also included 2,382,310,000 kg CO2e from investments, although this appears to be a much larger figure than other reported categories.

In 2022, Funding Circle reported approximately 885,000 kg CO2e in total emissions, consisting of 77,000 kg CO2e from Scope 1, 313,000 kg CO2e from location-based Scope 2, and 569,000 kg CO2e from Scope 3.

For 2021, total emissions were around 656,000 kg CO2e, with 129,000 kg CO2e from Scope 1, 340,000 kg CO2e from location-based Scope 2, and 116,000 kg CO2e from Scope 3.

While Funding Circle discloses its emissions across Scope 1, 2, and 3, specific, publicly available climate commitment targets for emissions reduction, such as Science Based Targets Initiative (SBTi) validated targets or explicit long-term net-zero goals, are not detailed in the provided information. Funding Circle Holdings plc is the direct source of this performance data.