Atom Bank
Atom Bank, officially known as Atom Bank plc, is a pioneering digital bank headquartered in the United Kingdom. Founded in 2014, it has rapidly established itself in the fintech industry, focusing on providing innovative banking solutions primarily through its mobile app. Atom Bank operates across Great Britain, offering a range of core products including savings accounts, fixed-term loans, and mortgages. What sets Atom Bank apart is its commitment to leveraging technology to enhance customer experience, offering competitive interest rates and a user-friendly interface. As a leader in the digital banking sector, Atom Bank has achieved significant milestones, including being the first bank in the UK to receive a banking licence from the Prudential Regulation Authority. With a strong market position, Atom Bank continues to redefine traditional banking practices, making financial services more accessible and efficient for its customers.
DitchCarbon Score
How does Atom Bank's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Atom Bank's score of 19 is lower than 87% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Atom Bank's reported carbon emissions
In 2024, Atom Bank reported carbon emissions of approximately 1,310 kg CO2e per full-time equivalent (FTE) employee, reflecting a slight decrease from 1,490 kg CO2e per FTE in 2023. This trend indicates a commitment to reducing their carbon footprint, although specific reduction targets or initiatives have not been disclosed. The bank's emissions data is cascaded from its parent company, Atom Bank plc, which is classified as a current subsidiary. The total emissions reported for 2021 were 463,000 kg CO2e, with a scope 1 emission factor of 1,090 kg CO2e per FTE. However, there is no detailed breakdown of Scope 2 or Scope 3 emissions available. Atom Bank has not set specific Science-Based Targets Initiative (SBTi) reduction targets or other formal climate pledges, indicating a potential area for future commitment. The absence of comprehensive emissions data and reduction initiatives suggests that while Atom Bank is tracking its carbon emissions, further transparency and action may be necessary to align with industry standards for climate accountability.
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Atom Bank is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
