Ramona Federal Savings and Loan Association, A Federal Savings and Loan Sustainability Profile
Ramona Federal Savings and Loan Association, often referred to as Ramona Federal, is a prominent federal savings and loan institution headquartered in the United States. Established in 1964, the association has built a strong reputation in the financial services industry, primarily serving the Ramona area and surrounding regions. Specialising in residential mortgages, savings accounts, and personal loans, Ramona Federal distinguishes itself through personalised customer service and competitive interest rates. The institution has achieved notable milestones, including a commitment to community development and financial education, which solidifies its market position as a trusted local lender. With a focus on fostering long-term relationships, Ramona Federal continues to adapt to the evolving needs of its customers, ensuring that it remains a key player in the federal savings and loan sector.
DitchCarbon Score
How does Ramona Federal Savings and Loan Association, A Federal Savings and Loan's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Ramona Federal Savings and Loan Association, A Federal Savings and Loan's score of 11 is lower than 100% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Ramona Federal Savings and Loan Association, A Federal Savings and Loan, currently does not report any specific carbon emissions data, as indicated by the absence of emissions figures in kg CO2e. The organisation is part of a corporate family that includes U.S. Bancorp, which may influence its climate commitments and reporting practices. While there are no documented reduction targets or climate pledges from Ramona Federal Savings and Loan Association, it is important to note that emissions data and sustainability initiatives may be inherited from its parent company, U.S. Bank National Association. This relationship suggests that any climate strategies or performance metrics could be aligned with those of U.S. Bancorp, which operates at a higher cascade level. As of now, Ramona Federal Savings and Loan Association has not established specific science-based targets or significant reduction initiatives. The lack of emissions data and formal commitments highlights an opportunity for the organisation to enhance its climate strategy and transparency in the future.
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Access structured emissions data, company-specific emission factors, and source documents
| 2014 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|
| Scope 1 | 60,412,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 |
| Scope 2 | 354,799,000 | - | - | 000,000,000 | 000,000,000 | 00,000,000 | 0,000,000 | 0,000,000 |
| Scope 3 | 114,415,000 | - | - | - | 00,000,000 | 00,000,000 | 00,000,000 | 000,000,000 |
How Carbon Intensive is Ramona Federal Savings and Loan Association, A Federal Savings and Loan's Industry?
How Carbon Intensive is Ramona Federal Savings and Loan Association, A Federal Savings and Loan's Location?
Ramona Federal Savings and Loan Association, A Federal Savings and Loan's Scope 3 Categories Breakdown
Ramona Federal Savings and Loan Association, A Federal Savings and Loan's Scope 3 emissions, which increased by 163% last year and increased by approximately 21% since 2014, demonstrating supply chain emissions tracking. Most of their carbon footprint comes from suppliers and value chain emissions, with Scope 3 emissions accounting for 76% of total emissions under the GHG Protocol, with "Employee Commuting" being the largest emissions source at 41% of Scope 3 emissions.
Top Scope 3 Categories
Ramona Federal Savings and Loan Association, A Federal Savings and Loan's Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Ramona Federal Savings and Loan Association, A Federal Savings and Loan has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
