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SBI Card, officially known as SBI Cards and Payment Services Ltd., is a prominent player in the financial services sector, headquartered in India. Established in 1998, the company has significantly evolved, becoming a leading provider of credit cards and payment solutions across the country. With a strong presence in major operational regions, SBI Card caters to a diverse clientele, offering a range of products that include co-branded credit cards, rewards programmes, and digital payment solutions.
What sets SBI Card apart is its commitment to customer satisfaction and innovative offerings, such as instant credit card approvals and tailored rewards. As a subsidiary of the State Bank of India, it enjoys a robust market position, recognised for its extensive network and reliability. Over the years, SBI Card has achieved notable milestones, solidifying its reputation as a trusted name in the auxiliary financial intermediation industry.
51
DitchCarbon score
+14 vs industry average
SBI Card’s score of 51 is higher than 67% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Very Low
Services Auxiliary to Financial Intermediation is among the least carbon-intensive industries
Industry performance
0.096
20182025
The Services Auxiliary to Financial Intermediation industry has reduced its overall emissions by 33% since 2018
Emissions trajectory 2020 – 2028
202020212022202320242025202620272028
Reported emissions
Scope 1
•••kg CO₂e
Scope 2
•••kg CO₂e
Scope 3
•••kg CO₂e
Total reported
•••kg CO₂e
Scope 3 accounts for ••• of total emissions.
SBI Card's reported carbon emissions
SBI Card's carbon emissions data for 2025 indicates approximately 197,700 kg CO2e from Scope 1 emissions, 2,461,220 kg CO2e from Scope 2 emissions, and 40,000,470 kg CO2e from Scope 3 emissions.
For 2024, SBI Card reported Scope 2 emissions of about 2,580,950 kg CO2e and Scope 3 emissions of approximately 43,007,580 kg CO2e. In 2023, Scope 3 emissions were around 43,991,980 kg CO2e. The emissions data for SBI Card is sourced from its parent company, SBI Cards and Payment Services Limited.
SBI Card has Science Based Targets initiative (SBTi) commitments cascaded from its ultimate parent, S-BIC COMPANY, LTD., which is a Small or Medium Enterprise (SME). S-BIC COMPANY, LTD. commits to reduce Scope 1 and Scope 2 GHG emissions by 50% by 2030 from a 2018 base year, and to measure and reduce its Scope 3 emissions. This near-term target for both Scope 1 and Scope 2 is classified as consistent with a 1.5°C warming scenario.
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SBI Card’s Climate Goals (2030 & 2050)
2 goals2030
50% reduction in Scope 2
This target was approved using a streamlined target validation route exclusive to small and medium-sized enterprises (SMEs). https://science…
At risk50%
2030
50% reduction in Scope 1
This target was approved using a streamlined target validation route exclusive to small and medium-sized enterprises (SMEs). https://science…
Insufficient data50%
Showing SBTi-validated targets only. Sign up or sign in to see all disclosed climate targets.
Scope 3 top emissions categories
No scope 3 category breakdown has been disclosed yet.
Climate initiatives
Science Based Targets Initiative
2030 targetSee details
Active
Carbon Disclosure Project
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Active
The Climate Pledge
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Not active
UN Global Compact Climate Champions initiative
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Not active
RE 100
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Not active
Climate Action 100
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Not active
Emissions comparison with industry peers
View similar organisationsCompanyCountryIndustryLast updatedScoreDetails
SBI Card13 days ago
51
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Frequently asked questions
Common questions about SBI Card’s sustainability data and climate commitments
Usage policy
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