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OrganisationsSoFi
SoFi logo

SoFi

Financial IntermediationUnited StatesNASDAQ: SOFI
Last verified 8 months agosofi.com

SoFi, officially known as Social Finance, Inc., is a leading player in the financial intermediation services sector, headquartered in the United States. Founded in 2011, SoFi has rapidly evolved, establishing a strong presence in major operational regions across the country. The company focuses on a diverse range of financial products, including student and personal loans, mortgage refinancing, and investment services, all designed to empower individuals in their financial journeys.

What sets SoFi apart is its commitment to providing a seamless digital experience, coupled with unique offerings such as career coaching and financial planning. With a robust market position, SoFi has garnered significant recognition, including a growing membership base and strategic partnerships that enhance its service portfolio. As a pioneer in the fintech space, SoFi continues to innovate, making financial services more accessible and user-friendly for its clients.

44
DitchCarbon score

+9 vs industry average

SoFi’s score of 44 is higher than 61% of the industry. This can give you a sense of how well the company is doing compared to its peers.

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Industry Intensity

Very Low

Financial Intermediation is among the least carbon-intensive industries

Industry performance

0.062
20192025

The Financial Intermediation industry has increased its overall emissions by 11% since 2019

Emissions trajectory 2020 – 2027

0.0M0.0M0.0M0.0M0

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20202021202220232024202520262027

Reported emissions

Scope 1
•••kg CO₂e
Scope 2
•••kg CO₂e
Scope 3
•••kg CO₂e
Total reported
•••kg CO₂e

Scope 3 accounts for ••• of total emissions.

SoFi's reported carbon emissions

SoFi, a financial intermediation services company headquartered in the US, reported approximately 4.39 million kg CO2e in 2023, increasing from about 4.02 million kg CO2e in 2024. In 2022, their reported emissions were approximately 2.40 million kg CO2e (Scope 1 and 2 combined). For 2024, SoFi's Scope 1 emissions were approximately 293,200 kg CO2e and Scope 2 emissions (market-based) were approximately 1,434,400 kg CO2e. Scope 3 emissions for business travel totalled about 2,311,100 kg CO2e, and employee commute emissions were approximately 977,600 kg CO2e. The total of Scope 1, 2, and disclosed Scope 3 emissions for 2024 amounts to approximately 5.02 million kg CO2e. In 2023, Scope 1 emissions were approximately 328,300 kg CO2e, and Scope 2 emissions (market-based) were approximately 1,730,300 kg CO2e. Scope 3 emissions for business travel were about 1,453,500 kg CO2e, and employee commute emissions were approximately 874,900 kg CO2e. The total of Scope 1, 2, and disclosed Scope 3 emissions for 2023 is approximately 4.39 million kg CO2e. SoFi is on a journey to net zero and endeavours to implement greenhouse gas (GHG) reductions. The company has set near-term reduction targets for Scope 1 and Scope 2 emissions between 2023 and 2025 as part of this commitment.

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SoFi’s Climate Goals (2030 & 2050)

2 goals

2025

Looking forward, SoFi endeavors to implement GHG reductions…

Looking forward, SoFi endeavors to implement GHG reductions as we continue our journey to net zero.

Behind target0%

2030

62% reduction in total GHG

Vs 2019 baseline. Validated by SBTi. Includes full supply chain.

At risk48%

2040

50% reduction in Scope 3 intensity

Across purchased goods and services and logistics.

Behind target22%

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Scope 3 top emissions categories

2 of 15 categories disclosed
Business Travel70%
Employee Commuting30%
Business Travel70%
Employee Commuting30%

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Climate initiatives

SCIENCE BASED TARGETS

Science Based Targets Initiative

See details
Not active
CDP

Carbon Disclosure Project

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Active
THE CLIMATE PLEDGE

The Climate Pledge

See details
Not active
United Nations Global Compact

UN Global Compact Climate Champions initiative

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Not active
RE 100

RE 100

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Not active
Climate Action 100+

Climate Action 100

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Not active

Emissions comparison with industry peers

View similar organisations
CompanyCountryIndustryLast updatedScoreDetails
SoFi logoSoFi
USFinancial Intermediation
8 months ago
44
American Express logoAmerican Express
USFinancial Intermediation
22 hours ago
83
View
Paypal logoPaypal
USFinancial Intermediation
8 days ago
78
View
Citizens Bank logoCitizens Bank
GBFinancial Intermediation
18 days ago
55
View
PNC logoPNC
USFinancial Intermediation
1 day ago
54
View
Block logoBlock
USComputer Services
18 days ago
54
View
Discover Financial Services logoDiscover Financial Services
USFinancial Intermediation
15 days ago
53
View

Usage policy

You’re welcome to quote or reference data from this page, but please include a visible link back to this URL. Bulk collection, resale, or redistribution of data from multiple profiles is not permitted.

See our License Agreement for more details.

Where does DitchCarbon
data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers

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Ditchcarbonv260319.2
[email protected]+44 203 475 7875

Ditch Carbon Ltd

167-169 Great Portland Street

London W1W 5PF

Platform

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Resources

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  • Upload Ecovadis reports
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  • SBTI API
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Use Case

  • AI Survey Responder
  • Company Emissions Data for Financial Services
  • Emissions Reporting
  • Sustainable Sourcing: A Strategy for Decarbonisation
  • Smarter Supplier Engagement: Reduce Burden, Drive Decarbonisation
  • SBTi-Aligned Baselining

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