Public Profile

Moneyme

MoneyMe Limited, commonly referred to as MoneyMe, is a leading Australian fintech company headquartered in Sydney, Australia. Founded in 2013, MoneyMe has rapidly established itself in the personal finance industry, specialising in innovative digital lending solutions. The company primarily operates across major Australian regions, offering a range of financial products designed to meet the diverse needs of consumers. MoneyMe's core offerings include personal loans, car loans, and credit products, distinguished by their user-friendly online platform and quick approval processes. The company has achieved significant milestones, including a strong market position as a trusted provider of flexible financial solutions. With a commitment to leveraging technology for enhanced customer experience, MoneyMe continues to redefine the landscape of personal finance in Australia.

DitchCarbon Score

How does Moneyme's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

56

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

27

Industry Benchmark

Moneyme's score of 56 is higher than 97% of the industry. This can give you a sense of how well the company is doing compared to its peers.

97%

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Moneyme's reported carbon emissions

In 2024, MoneyMe reported total carbon emissions of approximately 3,104,400 kg CO2e. This figure includes 4,100 kg CO2e from Scope 1 emissions, 78,500 kg CO2e from Scope 2 emissions, and a significant 3,100,300 kg CO2e from Scope 3 emissions, primarily driven by investments and purchased goods and services. The company has set ambitious climate commitments, aiming to reduce its Scope 1 and Scope 2 greenhouse gas emissions by 42% by 2030, using 2022 as the baseline year. This target aligns with industry standards for limiting global warming to 1.5°C. MoneyMe's commitment reflects a proactive approach to managing its carbon footprint, particularly in the context of its substantial Scope 3 emissions, which account for the majority of its total emissions. In 2023, MoneyMe's emissions were reported at approximately 5,111,200 kg CO2e, indicating a need for ongoing efforts to meet its reduction targets. The company is actively working to measure and mitigate its Scope 3 emissions, which encompass a wide range of indirect emissions associated with its operations. Overall, MoneyMe's climate strategy demonstrates a commitment to sustainability and responsible environmental stewardship within the financial services sector in Australia.

Unlock detailed emissions data

Access structured emissions data, company-specific emission factors, and source documents

2021202220232024
Scope 1
5,350
0,000
0,000
0,000
Scope 2
60,020
00,000
-
-
Scope 3
1,855,900
0,000,000
0,000,000
0,000,000

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Moneyme's primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for Moneyme is in AU, which has a very high grid carbon intensity relative to other regions.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Moneyme is participating in some of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers