Moneyme

Moneyme, an Australian financial intermediation services provider, reported total emissions of approximately 3,298.5 tonnes CO2e in 2025. This includes 3.9 tonnes CO2e from Scope 1 emissions, and significant Scope 3 emissions, including 2495.7 tonnes CO2e from purchased goods and services, 340.8 tonnes CO2e from capital goods, 142.3 tonnes CO2e from business travel, 125.1 tonnes CO2e from upstream leased assets, 99.9 tonnes CO2e from employee commuting, 44.2 tonnes CO2e from waste generated in operations, and 1.0 tonne CO2e from fuel and energy-related activities.

In 2024, Moneyme's total emissions were approximately 3,156.7 tonnes CO2e, with 4.1 tonnes CO2e attributed to Scope 1. Key Scope 3 contributions included 2302.7 tonnes CO2e from purchased goods and services, 282.5 tonnes CO2e from business travel, 125.1 tonnes CO2e from upstream leased assets, 112.0 tonnes CO2e from employee commuting, 249.6 tonnes CO2e from capital goods, 27.4 tonnes CO2e from waste generated in operations, and 1.0 tonne CO2e from fuel and energy-related activities.

For 2023, total emissions were about 5,269.2 tonnes CO2e, with Scope 1 emissions at 3.2 tonnes CO2e. Prominent Scope 3 categories included 4048.4 tonnes CO2e from purchased goods and services, 616.2 tonnes CO2e from capital goods, 144.0 tonnes CO2e from upstream leased assets, 133.7 tonnes CO2e from employee commuting, 108.5 tonnes CO2e from business travel, 56.4 tonnes CO2e from waste generated in operations, and 0.9 tonnes CO2e from fuel and energy-related activities.

In 2022, Moneyme recorded total emissions of approximately 4,680.7 tonnes CO2e, comprising 2.1 tonnes CO2e from Scope 1 and 18.7 tonnes CO2e from Scope 2 (purchased electricity). Scope 3 emissions included 3925.3 tonnes CO2e from purchased goods and services, 151.8 tonnes CO2e from employee commuting, 100.8 tonnes CO2e from upstream leased assets, 91.5 tonnes CO2e from capital goods, 67.3 tonnes CO2e from business travel, 48.8 tonnes CO2e from waste generated in operations, and 2.6 tonnes CO2e from fuel and energy-related activities.

In 2021, total emissions were approximately 1,921.27 tonnes CO2e, with 5.35 tonnes CO2e from Scope 1 and 60.02 tonnes CO2e from Scope 2. Scope 3 emissions amounted to about 1855.9 tonnes CO2e, including 1467.39 tonnes CO2e from purchased goods and services, 96.8 tonnes CO2e from employee commuting, 12.51 tonnes CO2e from waste generated in operations, 9.89 tonnes CO2e from business travel, and 1.47 tonnes CO2e from upstream transportation and distribution.

Moneyme has committed to a Science Based Target initiative (SBTi) approved target to reduce its Scope 1 and Scope 2 greenhouse gas emissions by 42% by 2030, using a 2022 base year. The company also states a commitment to measure and reduce its Scope 3 emissions. This near-term target for Scope 1 and Scope 2 emissions is consistent with reductions required to limit global warming to 1.5°C, as determined by the SBTi for small and medium-sized enterprises (SMEs).