Moneyme Sustainability Profile
MoneyMe Limited, commonly referred to as MoneyMe, is a leading Australian fintech company headquartered in Sydney, Australia. Founded in 2013, MoneyMe has rapidly established itself in the personal finance industry, specialising in innovative digital lending solutions. The company primarily operates across major Australian regions, offering a range of financial products designed to meet the diverse needs of consumers. MoneyMe's core offerings include personal loans, car loans, and credit products, distinguished by their user-friendly online platform and quick approval processes. The company has achieved significant milestones, including a strong market position as a trusted provider of flexible financial solutions. With a commitment to leveraging technology for enhanced customer experience, MoneyMe continues to redefine the landscape of personal finance in Australia.
DitchCarbon Score
How does Moneyme's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Moneyme's score of 59 is higher than 76% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Moneyme's reported carbon emissions
In 2025, MoneyMe reported total carbon emissions of approximately 3,252,900 kg CO2e, with Scope 1 emissions at about 3,900 kg CO2e and Scope 2 emissions at approximately 77,800 kg CO2e. The majority of their emissions, approximately 3,252,900 kg CO2e, fall under Scope 3, which includes significant contributions from purchased goods and services (about 2,495,700 kg CO2e) and investments (approximately 3,252,900 kg CO2e). For 2024, the total emissions were about 3,104,400 kg CO2e, with Scope 1 emissions at approximately 4,100 kg CO2e and Scope 2 emissions at around 78,500 kg CO2e. Again, Scope 3 emissions were substantial, particularly from purchased goods and services (approximately 2,302,300 kg CO2e). MoneyMe has set ambitious climate commitments, aiming to reduce its Scope 1 and Scope 2 greenhouse gas emissions by 42% by 2030, using 2022 as the base year. This target has been validated by the Science Based Targets initiative (SBTi) and is consistent with the reductions required to limit global warming to 1.5°C. The company is also committed to measuring and reducing its Scope 3 emissions, reflecting a comprehensive approach to its climate impact. Overall, MoneyMe's emissions data and reduction targets demonstrate a proactive stance towards sustainability and climate responsibility, aligning with industry standards and expectations.
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| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Scope 1 | 5,350 | 0,000 | 0,000 | 0,000 | 0,000 |
| Scope 2 | 60,020 | 00,000 | - | - | - |
| Scope 3 | 1,855,900 | 0,000,000 | 00,000,000 | 0,000,000 | 0,000,000 |
How Carbon Intensive is Moneyme's Industry?
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Moneyme's Scope 3 Categories Breakdown
Moneyme's Scope 3 emissions, which increased by 3% last year and increased by approximately 256% since 2021, demonstrating supply chain emissions tracking. Nearly all of their carbon footprint comes from suppliers and value chain emissions, representing nearly all emissions under the GHG Protocol, with "Investments" being the largest emissions source at 49% of Scope 3 emissions.
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Moneyme's Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Moneyme has established climate goals through participation in recognized frameworks and target-setting initiatives. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
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Frequently Asked Questions
Common questions about Moneyme's sustainability data and climate commitments