Moneyme
MoneyMe Limited, commonly referred to as MoneyMe, is a leading Australian fintech company headquartered in Sydney, Australia. Founded in 2013, MoneyMe has rapidly established itself in the personal finance industry, specialising in innovative digital lending solutions. The company primarily operates across major Australian regions, offering a range of financial products designed to meet the diverse needs of consumers. MoneyMe's core offerings include personal loans, car loans, and credit products, distinguished by their user-friendly online platform and quick approval processes. The company has achieved significant milestones, including a strong market position as a trusted provider of flexible financial solutions. With a commitment to leveraging technology for enhanced customer experience, MoneyMe continues to redefine the landscape of personal finance in Australia.
DitchCarbon Score
How does Moneyme's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Moneyme's score of 56 is higher than 98% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Moneyme's reported carbon emissions
In 2024, MoneyMe reported total carbon emissions of approximately 3,104,400 kg CO2e. This figure includes 4,100 kg CO2e from Scope 1 emissions, 78,500 kg CO2e from Scope 2 emissions, and a significant 3,100,300 kg CO2e from Scope 3 emissions. The company has set an ambitious target to reduce its Scope 1 and Scope 2 greenhouse gas emissions by 42% by 2030, using 2022 as the base year. This commitment aligns with industry standards for climate action and reflects a proactive approach to sustainability. In 2023, MoneyMe's total emissions were approximately 5,111,200 kg CO2e, with Scope 1 emissions at 3,200 kg CO2e, Scope 2 emissions at 66,400 kg CO2e, and Scope 3 emissions accounting for the majority at 5,108,000 kg CO2e. The company has consistently disclosed its emissions across all scopes, demonstrating transparency in its environmental impact. MoneyMe's commitment to reducing emissions is further validated by its approval through a streamlined target validation route for small and medium-sized enterprises (SMEs), ensuring that its targets are consistent with the reductions required to limit global warming to 1.5°C. The company is also focused on measuring and reducing its Scope 3 emissions, which represent a significant portion of its overall carbon footprint.
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| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Scope 1 | 5,350 | 0,000 | 0,000 | 0,000 |
| Scope 2 | 60,020 | 00,000 | - | - |
| Scope 3 | 1,855,900 | 0,000,000 | 0,000,000 | 0,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Moneyme is participating in some of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
