Public Profile

Moneyme

MoneyMe Limited, commonly referred to as MoneyMe, is a leading Australian fintech company headquartered in Sydney, Australia. Founded in 2013, MoneyMe has rapidly established itself in the personal finance industry, specialising in innovative digital lending solutions. The company primarily operates across major Australian regions, offering a range of financial products designed to meet the diverse needs of consumers. MoneyMe's core offerings include personal loans, car loans, and credit products, distinguished by their user-friendly online platform and quick approval processes. The company has achieved significant milestones, including a strong market position as a trusted provider of flexible financial solutions. With a commitment to leveraging technology for enhanced customer experience, MoneyMe continues to redefine the landscape of personal finance in Australia.

DitchCarbon Score

How does Moneyme's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

37

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

13

Industry Benchmark

Moneyme's score of 37 is higher than 92% of the industry. This can give you a sense of how well the company is doing compared to its peers.

92%

Moneyme's reported carbon emissions

In 2023, Moneyme reported total carbon emissions of approximately 5,111,200 kg CO2e. This figure includes 3,200 kg CO2e from Scope 1 emissions, 66,400 kg CO2e from Scope 2 emissions, and a significant 5,108,000 kg CO2e from Scope 3 emissions. The Scope 3 emissions breakdown reveals major contributions from capital goods (616,200 kg CO2e), business travel (108,500 kg CO2e), and employee commuting (133,700 kg CO2e). In 2022, the company recorded total emissions of about 4,408,800 kg CO2e, with Scope 1 emissions at 2,100 kg CO2e, Scope 2 emissions at 20,730 kg CO2e, and Scope 3 emissions reaching approximately 4,388,100 kg CO2e. The previous year, 2021, saw total emissions of around 1,921,270 kg CO2e, with Scope 1 at 5,350 kg CO2e, Scope 2 at 60,020 kg CO2e, and Scope 3 at a substantial 1,855,900 kg CO2e. Despite these figures, Moneyme has not disclosed specific reduction targets or initiatives as part of their climate commitments. The absence of documented reduction strategies suggests a need for further development in their sustainability efforts. Overall, the company’s emissions data highlights a significant reliance on Scope 3 emissions, indicating potential areas for improvement in their carbon footprint management.

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Add to project
2021202220232024
Scope 1
5,350
0,000
0,000
0,000
Scope 2
60,020
00,000
-
-
Scope 3
1,855,900
0,000,000
0,000,000
0,000,000

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Moneyme's primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. Moneyme is headquartered in AU, which has a rank of very high, indicating very high grid carbon intensity.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Moneyme is not committed to any reduction initiatives we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
Carbon Disclosure Project
The Climate Pledge
UN Global Compact

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers