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  2. Harmoney Corp Limited
Public Profile
Financial Intermediation
NZ
updated 6 months ago

Harmoney Corp Limited

Company website

Harmoney Corp Limited, commonly known as Harmoney, is a leading peer-to-peer lending platform headquartered in New Zealand. Founded in 2014, the company has rapidly established itself as a key player in the fintech industry, primarily focusing on personal loans and investment opportunities. With a strong operational presence across New Zealand and Australia, Harmoney has revolutionised the way individuals access credit by offering a streamlined, digital-first approach. The company's core services include personal loans, which are characterised by competitive interest rates and a user-friendly application process. Harmoney's unique model connects borrowers directly with investors, fostering a transparent lending environment. As a pioneer in the sector, Harmoney has achieved significant milestones, including being the first peer-to-peer lender to receive a full licence from the Financial Markets Authority in New Zealand, solidifying its market position and commitment to regulatory compliance.

DitchCarbon Score

How does Harmoney Corp Limited's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

29

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

27

Industry Benchmark

Harmoney Corp Limited's score of 29 is higher than 55% of the industry. This can give you a sense of how well the company is doing compared to its peers.

55%

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Harmoney Corp Limited's reported carbon emissions

Harmoney Corp Limited, headquartered in New Zealand, currently does not report any carbon emissions data, as indicated by the absence of specific figures in kg CO2e. Additionally, there are no documented reduction targets or climate pledges associated with the company. As of now, Harmoney has not established any science-based targets or commitments to reduce emissions, nor does it inherit emissions data from a parent company. This lack of publicly available information suggests that the company may still be in the early stages of developing its climate strategy and emissions reporting framework. In the context of the financial services industry, where Harmoney operates, there is an increasing emphasis on sustainability and carbon footprint reduction. Companies are encouraged to adopt transparent reporting practices and set ambitious targets to align with global climate goals.

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Harmoney Corp Limited's primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for Harmoney Corp Limited is in NZ, which has a very low grid carbon intensity relative to other regions.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Harmoney Corp Limited is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers

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