Public Profile

Harmoney Corp Limited

Harmoney Corp Limited, commonly known as Harmoney, is a leading peer-to-peer lending platform headquartered in New Zealand. Founded in 2014, the company has rapidly established itself as a key player in the fintech industry, primarily focusing on personal loans and investment opportunities. With a strong operational presence across New Zealand and Australia, Harmoney has revolutionised the way individuals access credit by offering a streamlined, digital-first approach. The company's core services include personal loans, which are characterised by competitive interest rates and a user-friendly application process. Harmoney's unique model connects borrowers directly with investors, fostering a transparent lending environment. As a pioneer in the sector, Harmoney has achieved significant milestones, including being the first peer-to-peer lender to receive a full licence from the Financial Markets Authority in New Zealand, solidifying its market position and commitment to regulatory compliance.

DitchCarbon Score

How does Harmoney Corp Limited's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

27

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

26

Industry Benchmark

Harmoney Corp Limited's score of 27 is higher than 70% of the industry. This can give you a sense of how well the company is doing compared to its peers.

70%

Harmoney Corp Limited's reported carbon emissions

Harmoney Corp Limited, headquartered in New Zealand, currently does not have publicly available carbon emissions data for recent years. As such, there are no specific figures regarding their Scope 1, 2, or 3 emissions. Additionally, the company has not outlined any formal reduction targets or climate pledges. In the absence of concrete emissions data, it is essential to note that many companies in the financial sector are increasingly focusing on sustainability and climate commitments. Harmoney may be expected to align with industry standards in addressing climate change, although specific initiatives or targets have not been disclosed at this time.

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Harmoney Corp Limited's primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. Harmoney Corp Limited is headquartered in NZ, which has a rank of very low, indicating very low grid carbon intensity.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Harmoney Corp Limited is not committed to any reduction initiatives we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero

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Where does DitchCarbon data come from?

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