Harmoney Corp Limited, commonly known as Harmoney, is a leading player in the financial intermediation services sector, headquartered in New Zealand. Founded in 2014, the company has rapidly established itself as a pioneer in the peer-to-peer lending market, offering innovative solutions that connect borrowers with investors directly.
Operating primarily in New Zealand and Australia, Harmoney provides personal loans and financial products that stand out due to their user-friendly online platform and competitive interest rates. The company has achieved significant milestones, including being the first peer-to-peer lender to receive a licence from the Financial Markets Authority in New Zealand.
With a strong market position, Harmoney continues to redefine the lending landscape, making financial services more accessible and efficient for consumers and investors alike.
+10 vs industry average
Harmoney Corp Limited’s score of 45 is higher than 62% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Financial Intermediation is among the least carbon-intensive industries
Industry performance
The Financial Intermediation industry has increased its overall emissions by 11% since 2019
Emissions trajectory 2020 – 2028
Reported emissions
Scope 3 accounts for ••• of total emissions.
Harmoney Corp Limited's reported carbon emissions
Harmoney Corp Limited, a financial intermediation services company based in NZ, reported a total of approximately 162,750 kg CO2e in 2025. This figure comprises Scope 1, Scope 2, and Scope 3 emissions. For the reporting year 2024, Harmoney Corp Limited's total emissions were approximately 68,410 kg CO2e. In the prior reporting year, 2023, the company's total emissions stood at approximately 157,460 kg CO2e. The company's emissions breakdown for 2025 includes Scope 1 emissions of approximately 50,950 kg CO2e, Scope 2 emissions of approximately 3,110 kg CO2e, and Scope 3 emissions of approximately 55,110 kg CO2e. For 2024, Scope 1 emissions were approximately 32,170 kg CO2e, Scope 2 emissions approximately 2,700 kg CO2e, and Scope 3 emissions approximately 33,540 kg CO2e. In 2023, Scope 1 emissions were approximately 75,100 kg CO2e, Scope 2 emissions approximately 10,160 kg CO2e, and Scope 3 emissions approximately 72,250 kg CO2e. Harmoney Corp Limited has not publicly disclosed specific reduction targets or participation in initiatives like the Science Based Targets initiative (SBTi). However, the company does provide carbon intensity metrics, reporting approximately 7.0e-07 kg CO2e per USD 1 million of revenue and 850 kg CO2e per employee for Scope 1, 2, and 3 emissions combined. Data on purchased goods and services for Scope 3 emissions is noted as missing for the reported years.
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Harmoney Corp Limited’s Climate Goals (2030 & 2050)
No climate goals have been disclosed for Harmoney Corp Limited yet.
Scope 3 top emissions categories
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Emissions comparison with industry peers
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