Affirm, Inc., a leading player in the financial technology sector, is headquartered in the United States and operates primarily across North America. Founded in 2012, Affirm has revolutionised the way consumers approach financing by offering transparent, flexible payment solutions. The company is renowned for its buy now, pay later (BNPL) services, which allow customers to make purchases and pay for them over time without hidden fees.
With a commitment to enhancing the shopping experience, Affirm partners with a wide range of retailers, providing unique financing options that cater to diverse consumer needs. Notable achievements include significant partnerships and a growing user base, positioning Affirm as a trusted name in the BNPL market. As the industry continues to evolve, Affirm remains at the forefront, driving innovation and customer satisfaction.
-15 vs industry average
AFFIRM’s score of 25 is lower than 37% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Computer Services is among the least carbon-intensive industries
Industry performance
The Computer Services industry has reduced its overall emissions by 19% since 2019
Emissions trajectory 2020 – 2026
Reported emissions
Scope 3 accounts for ••• of total emissions.
AFFIRM's reported carbon emissions
In 2023, Affirm Holdings, Inc. reported total carbon emissions of approximately 5,924,000 kg CO2e. This figure includes 158,000 kg CO2e from Scope 2 emissions and 5,766,000 kg CO2e from Scope 3 emissions, which encompasses significant contributions from business travel (2,242,000 kg CO2e), employee commuting (2,768,000 kg CO2e), and the use of sold products (228,000 kg CO2e). Notably, Affirm does not currently disclose Scope 1 emissions data. Comparatively, in 2022, Affirm's emissions were recorded at 4,046,000 kg CO2e, with Scope 1 emissions contributing 3,683,000 kg CO2e and Scope 2 emissions at 363,000 kg CO2e. The absence of Scope 3 data in 2022 limits a comprehensive year-on-year comparison. Affirm has not established specific reduction targets or initiatives, as indicated by the lack of documented reduction targets or commitments to frameworks such as the Science Based Targets initiative (SBTi). The company operates independently without cascading emissions data from a parent organisation, ensuring that its reported figures reflect its own operational impact. Overall, Affirm's emissions profile highlights a significant reliance on Scope 3 emissions, particularly from employee-related activities, underscoring the need for targeted strategies to address these areas in future sustainability efforts.
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AFFIRM’s Climate Goals (2030 & 2050)
No climate goals have been disclosed for AFFIRM yet.
Scope 3 top emissions categories
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Emissions comparison with industry peers
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