AFFIRM
Affirm, Inc., a leading player in the financial technology sector, is headquartered in the United States and operates primarily across North America. Founded in 2012, Affirm has revolutionised the way consumers approach financing by offering transparent, flexible payment solutions. The company is renowned for its buy now, pay later (BNPL) services, which allow customers to make purchases and pay for them over time without hidden fees. With a commitment to enhancing the shopping experience, Affirm partners with a wide range of retailers, providing unique financing options that cater to diverse consumer needs. Notable achievements include significant partnerships and a growing user base, positioning Affirm as a trusted name in the BNPL market. As the industry continues to evolve, Affirm remains at the forefront, driving innovation and customer satisfaction.
DitchCarbon Score
How does AFFIRM's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Computer Services industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
AFFIRM's score of 31 is higher than 60% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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AFFIRM's reported carbon emissions
In 2023, Affirm Holdings, Inc. reported total carbon emissions of approximately 5,924,000 kg CO2e. This figure includes 158,000 kg CO2e from Scope 2 emissions, while the majority, about 5,766,000 kg CO2e, falls under Scope 3 emissions. Notably, Scope 3 emissions comprise significant contributions from business travel (2,242,000 kg CO2e), employee commuting (2,768,000 kg CO2e), and the use of sold products (228,000 kg CO2e), along with purchased goods and services (528,000 kg CO2e). In the previous year, 2022, Affirm's emissions totalled approximately 4,046,000 kg CO2e, with Scope 1 emissions at 3,683,000 kg CO2e and Scope 2 emissions at 363,000 kg CO2e. The trend indicates a substantial increase in emissions from 2022 to 2023, primarily driven by Scope 3 activities. Affirm has not set specific reduction targets or initiatives, nor do they have any climate pledges or commitments documented. The absence of SBTi (Science Based Targets initiative) reduction targets suggests that the company is currently not aligned with industry-standard climate commitments. Overall, while Affirm has made strides in reporting its emissions, the lack of reduction initiatives or targets highlights an area for potential improvement in their climate strategy.
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| 2021 | 2022 | 2023 | |
|---|---|---|---|
| Scope 1 | 3,341,000 | 0,000,000 | - |
| Scope 2 | 304,000 | 000,000 | 000,000 |
| Scope 3 | - | - | 0,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
AFFIRM is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
