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Public Profile
Real Estate Services
LU
updated 2 months ago

4finance Holding S.A. Sustainability Profile

Company website

4finance Holding S.A., a prominent player in the financial services industry, is headquartered in Luxembourg (LU) and operates across several key regions in Europe and Latin America. Founded in 2008, the company has established itself as a leader in the online consumer finance sector, offering innovative solutions tailored to meet the diverse needs of its customers. Specialising in personal loans and short-term credit, 4finance distinguishes itself through its user-friendly digital platforms and rapid approval processes. The company has achieved significant milestones, including expanding its services to millions of customers worldwide, solidifying its market position as a trusted provider of flexible financial products. With a commitment to responsible lending and customer satisfaction, 4finance continues to shape the future of consumer finance.

DitchCarbon Score

How does 4finance Holding S.A.'s carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

21

Industry Average

Mean score of companies in the Real Estate Services industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

29

Industry Benchmark

4finance Holding S.A.'s score of 21 is lower than 60% of the industry. This can give you a sense of how well the company is doing compared to its peers.

41%

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4finance Holding S.A.'s reported carbon emissions

4finance Holding S.A., headquartered in Luxembourg (LU), currently does not report any specific carbon emissions data, as indicated by the absence of emissions figures. The company is classified as a current subsidiary and does not inherit emissions data from a parent organization. In terms of climate commitments, there are no documented reduction targets or initiatives available at this time. The lack of specific emissions data and reduction strategies suggests that 4finance Holding S.A. may still be in the early stages of developing a comprehensive climate action plan. As the financial services industry increasingly prioritises sustainability, 4finance Holding S.A. may need to establish clear emissions reduction targets and strategies to align with industry standards and expectations.

How Carbon Intensive is 4finance Holding S.A.'s Industry?

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. 4finance Holding S.A.'s primary industry is Real Estate Services, which is low in terms of carbon intensity compared to other industries.

How Carbon Intensive is 4finance Holding S.A.'s Location?

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for 4finance Holding S.A. is in LU, which has a very low grid carbon intensity relative to other regions.

4finance Holding S.A.'s Climate Goals (2030 & 2050)

Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.

4finance Holding S.A. has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

Compare 4finance Holding S.A.'s Emissions with Industry Peers

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Revolut

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Financial intermediation services, except insurance and pension funding services (65)
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Incredit Group Sia

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Other business services (74)
Updated 2 months ago

Upstart Network, Inc.

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Financial intermediation services, except insurance and pension funding services (65)
Updated 2 months ago

On Deck Capital, Inc.

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Financial intermediation services, except insurance and pension funding services (65)
Updated about 2 months ago

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers

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