Achmea, officially known as Achmea B.V., is a leading Dutch insurance company headquartered in the Netherlands. Established in 1811, Achmea has evolved into a prominent player in the insurance and financial services industry, primarily operating in the Netherlands and several other European regions. The company offers a diverse range of products and services, including health insurance, life insurance, and property and casualty insurance, distinguished by their customer-centric approach and innovative solutions. Achmea is recognised for its commitment to sustainability and social responsibility, positioning itself as a trusted partner in the insurance market. With a strong market presence, Achmea has achieved notable milestones, including significant growth in digital services and a focus on enhancing customer experience, solidifying its reputation as a forward-thinking leader in the insurance sector.
How does Achmea's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Achmea's score of 53 is higher than 71% of the industry. This can give you a sense of how well the company is doing compared to its peers.
In 2023, Achmea reported total carbon emissions of approximately 25,000,000 kg CO2e in the Netherlands, with emissions distributed across Scope 1 (2,000,000 kg CO2e), Scope 2 (11,000,000 kg CO2e), and Scope 3 (23,000,000 kg CO2e). The company has set ambitious climate commitments, aiming for carbon neutrality in its own operations (Scope 1 and 2) by 2030 and a 32% reduction in these emissions by 2025, compared to a market benchmark from the end of 2020. Additionally, Achmea plans to achieve a 68% reduction in Scope 1 and 2 emissions by 2030. For its mortgage portfolio, Achmea aspires to reach net-zero carbon emissions by 2050. The company also aims for net-zero emissions for its investment properties by 2050 and for its investments in companies by 2040. These targets are part of a broader strategy to align with global climate goals and are cascaded from its parent company, Achmea B.V. Achmea's commitment to sustainability is reflected in its comprehensive approach to emissions reporting and reduction initiatives, demonstrating a proactive stance in addressing climate change.
Access structured emissions data, company-specific emission factors, and source documents
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Scope 1 | 27,800,000 | 0,000,000 | 0,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | - | - | - | 000,000 | - |
| Scope 2 | 3,900,000 | 00,000,000 | 00,000,000 | 000,000,000 | 000,000,000 | 00,000,000 | - | - | - | 000,000 | - |
| Scope 3 | 20,900,000 | 00,000,000 | 00,000,000 | 000,000,000 | 000,000,000 | 00,000,000 | 0,000,000,000 | 0,000,000,000 | 0,000,000,000 | 000,000 | 000,000,000 |
Achmea's Scope 3 emissions, which increased significantly last year and increased significantly since 2014, demonstrating supply chain emissions tracking. Their carbon footprint includes suppliers and value chain emissions, with Scope 3 emissions accounting for 17% of total emissions under the GHG Protocol, with "Investments" representing nearly all of their reported Scope 3 footprint.
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Achmea has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.

