Achmea, officially known as Achmea B.V., is a leading Dutch insurance company headquartered in the Netherlands. Established in 1811, Achmea has evolved into a prominent player in the insurance and financial services industry, primarily operating in the Netherlands and several other European regions. The company offers a diverse range of products and services, including health insurance, life insurance, and property and casualty insurance, distinguished by their customer-centric approach and innovative solutions. Achmea is recognised for its commitment to sustainability and social responsibility, positioning itself as a trusted partner in the insurance market. With a strong market presence, Achmea has achieved notable milestones, including significant growth in digital services and a focus on enhancing customer experience, solidifying its reputation as a forward-thinking leader in the insurance sector.
How does Achmea's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Achmea's score of 56 is higher than 74% of the industry. This can give you a sense of how well the company is doing compared to its peers.
In 2023, Achmea reported total carbon emissions of approximately 25,000,000 kg CO2e, comprising 2,000,000 kg CO2e from Scope 1, 11,000,000 kg CO2e from Scope 2, and 23,000,000 kg CO2e from Scope 3 emissions. The organization has set ambitious climate commitments, aiming for carbon neutrality in its own operations by 2030 and a 50% reduction in carbon emissions by 2030 compared to 1990 levels. Additionally, Achmea aspires for its mortgage portfolio to achieve net-zero carbon emissions by 2050. The company has also established specific reduction targets for its Scope 1 and Scope 2 emissions, targeting a 32% reduction by 2025 and a 68% reduction by 2030, based on a market benchmark from the end of 2020. Furthermore, Achmea aims for net-zero emissions across its investment portfolios by 2040 and for its investment properties by 2050. Achmea's emissions data is cascaded from its parent company, Achmea B.V., which provides a comprehensive overview of its climate impact and commitments. The organization is actively working towards aligning its operations with industry standards for sustainability and climate action.
Access structured emissions data, company-specific emission factors, and source documents
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Scope 1 | 27,800,000 | 0,000,000 | 0,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | - | - | - | 000,000 | - |
| Scope 2 | 3,900,000 | 00,000,000 | 00,000,000 | 000,000,000 | 000,000,000 | 00,000,000 | - | - | - | 000,000 | - |
| Scope 3 | 20,900,000 | 00,000,000 | 00,000,000 | 000,000,000 | 000,000,000 | 00,000,000 | 0,000,000,000 | 0,000,000,000 | 0,000,000,000 | 000,000 | 000,000,000 |
Achmea's Scope 3 emissions, which increased significantly last year and increased significantly since 2014, demonstrating supply chain emissions tracking. Their carbon footprint includes suppliers and value chain emissions, with Scope 3 emissions accounting for 17% of total emissions under the GHG Protocol, with "Investments" representing nearly all of their reported Scope 3 footprint.
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Achmea has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
