Achmea, officially known as Achmea B.V., is a prominent player in the financial intermediation services sector, excluding insurance and pension funding. Headquartered in the Netherlands, Achmea operates extensively across Europe, providing a range of financial solutions tailored to meet diverse client needs. Founded in 1811, the company has evolved significantly, marking key milestones in its commitment to innovation and customer service.
Specialising in financial intermediation, Achmea offers unique products and services that distinguish it in the marketplace, including investment management and advisory services. With a strong market position, Achmea is recognised for its dedication to sustainable finance and customer-centric solutions, making it a trusted partner for individuals and businesses alike.
+31 vs industry average
Achmea’s score of 66 is higher than 79% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Financial Intermediation is among the least carbon-intensive industries
Industry performance
The Financial Intermediation industry has increased its overall emissions by 11% since 2019
Emissions trajectory 2020 – 2027
Reported emissions
Scope 3 accounts for ••• of total emissions.
Achmea's reported carbon emissions
Achmea, headquartered in NL and operating in financial intermediation services, except insurance and pension funding services (65), has reported significant carbon emissions across Scopes 1, 2, and 3.
In 2024, Achmea reported total emissions of approximately 27.5 billion kg CO2e. This figure comprises Scope 1 emissions of about 8.9 billion kg CO2e, Scope 2 emissions of approximately 10.6 billion kg CO2e, and Scope 3 emissions amounting to about 16.7 billion kg CO2e.
For 2023, Achmea's total emissions were approximately 25 billion kg CO2e, with Scope 1 emissions around 6 billion kg CO2e, Scope 2 at about 11 billion kg CO2e, and Scope 3 emissions at approximately 8 billion kg CO2e. Earlier reporting years show varying emission levels, with 2018 recording total emissions of approximately 56 billion kg CO2e and 2017 at about 58.3 billion kg CO2e.
Achmea has established several climate commitments. Notably, the organisation aims for carbon neutrality by 2030 across Scopes 1 and 2, with a commitment to net zero CO2 emissions by the same year. To achieve this, they plan to minimise energy consumption, reduce material use, and promote sustainable mobility. For their mortgage portfolio, Achmea has a long-term ambition for climate neutrality and net-zero carbon emissions no later than 2050. They also aim for at least a 50% reduction in carbon emissions by 2030 compared to 1990 levels for Scope 1 and Scope 2 emissions. Achmea is also working towards a 'net zero' portfolio investment property by 2050 and aims for 'net zero' in their investments in companies within their own risk portfolio and on behalf of policyholders by 2040. In 2023, Achmea achieved a 52% reduction in gross carbon emissions compared to 2019, having already met their 2025 reduction target.
The emissions data for Achmea is inherited from its parent organisation, Achmea B.V., with Achmea being identified as a current subsidiary at cascade level 1.
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Achmea’s Climate Goals (2030 & 2050)
10 goals2030
50% reduction in Scope 2
We want to achieve at least a 50% reduction in carbon emissions in 2030 versus 1990.
2030
62% reduction in total GHG
Vs 2019 baseline. Validated by SBTi. Includes full supply chain.
2040
50% reduction in Scope 3 intensity
Across purchased goods and services and logistics.
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Scope 3 top emissions categories
6 of 15 categories disclosedSee all scope 3 categories
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Climate initiatives

Science Based Targets Initiative

Carbon Disclosure Project
The Climate Pledge
UN Global Compact Climate Champions initiative
RE 100
Climate Action 100
Emissions comparison with industry peers
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