Achmea

Achmea, headquartered in NL and operating in financial intermediation services (excluding insurance and pension funding), reported total emissions of approximately 27.5 billion kg CO2e for 2024. This figure encompasses Scope 1, 2, and 3 emissions. For the preceding year, 2023, total emissions were around 25 billion kg CO2e, with Scope 1 emissions approximately 6 billion kg CO2e, Scope 2 around 11 billion kg CO2e, and Scope 3 approximately 8 billion kg CO2e.

The company has established several climate commitments. A notable target is to achieve carbon neutrality for its organisation by 2030. This goal is supported by plans to minimise energy consumption, reduce material procurement, and prioritise circular products. Furthermore, Achmea aims for net-zero CO2 emissions by 2030, with any residual emissions offset by planting trees. Specific reduction targets include achieving a 68% reduction in Scope 1 and Scope 2 emissions by 2030 compared to a 2020 benchmark.

In its investment portfolio, Achmea has an ambition for its mortgage portfolio to be climate-neutral with net-zero carbon emissions by 2050. Additionally, the company aims to achieve ‘net zero’ for its investments in companies within its own risk portfolio and on behalf of policyholders by 2040, and a ‘net zero’ portfolio investment property by 2050.

Achmea's emission data is cascaded from its parent company, Achmea B.V. The company is actively working to reduce its carbon footprint across various operational areas, including buildings, travel, and data centres, through measures such as energy efficiency, renewable energy sourcing, and promoting sustainable employee mobility. In 2023, Achmea reported a 52% reduction in gross carbon emissions compared to 2019, already meeting its 2025 target.