Banco BNP Paribas Personal Finance, SA Sustainability Profile
Banco BNP Paribas Personal Finance, SA, commonly known as Cetelem, is a prominent financial institution headquartered in Portugal. Established in 1953, the bank has evolved to become a key player in the consumer finance sector, primarily operating across Europe and beyond. Specialising in personal loans, credit cards, and innovative financing solutions, Cetelem distinguishes itself through its customer-centric approach and flexible offerings tailored to individual needs. The bank's commitment to responsible lending and financial education has solidified its reputation in the industry. With a strong market position, Banco BNP Paribas Personal Finance has achieved significant milestones, including numerous awards for customer service excellence. Its dedication to providing accessible financial solutions continues to drive its growth and influence in the personal finance landscape.
DitchCarbon Score
How does Banco BNP Paribas Personal Finance, SA's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Banco BNP Paribas Personal Finance, SA's score of 48 is higher than 69% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Banco BNP Paribas Personal Finance, SA currently does not report specific carbon emissions data, as there are no available figures for the most recent year. The organisation's climate commitments and reduction initiatives are inherited from its parent company, BNP Paribas SA, at a cascade level of 2. While specific reduction targets or achievements for Banco BNP Paribas Personal Finance, SA are not detailed, it is important to note that the overarching climate strategies and targets are influenced by BNP Paribas SA's initiatives. This includes commitments to the Science Based Targets initiative (SBTi) and participation in the Carbon Disclosure Project (CDP), which guide the organisation's approach to managing and reducing carbon emissions. As a merged entity, Banco BNP Paribas Personal Finance, SA aligns its climate actions with the broader goals set by BNP Paribas SA, focusing on sustainable finance and reducing the carbon footprint across its operations. However, without specific emissions data or reduction targets, the precise impact of these commitments remains unclear.
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|
| Scope 1 | 62,148,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | - | - |
| Scope 2 | 183,092,000 | 000,000,000 | 000,000,000 | 000,000,000 | 000,000,000 | - | - |
| Scope 3 | - | 000,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000 | 00,000,000,000 |
How Carbon Intensive is Banco BNP Paribas Personal Finance, SA's Industry?
How Carbon Intensive is Banco BNP Paribas Personal Finance, SA's Location?
Banco BNP Paribas Personal Finance, SA's Scope 3 Categories Breakdown
Banco BNP Paribas Personal Finance, SA's Scope 3 emissions, which increased significantly last year and increased significantly since 2019, demonstrating supply chain emissions tracking. A significant portion of their carbon footprint comes from suppliers and value chain emissions, with Scope 3 emissions accounting for 33% of total emissions under the GHG Protocol, with "Purchased Goods and Services" being the largest emissions source at 100% of Scope 3 emissions.
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Banco BNP Paribas Personal Finance, SA's Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Banco BNP Paribas Personal Finance, SA has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
