Bread Financial
Bread Financial, headquartered in the United States, is a prominent player in the financial services industry, specialising in digital payment solutions and consumer financing. Founded in 2007, the company has established itself as a leader in providing innovative credit products and services that cater to a diverse range of consumers and businesses. With a focus on enhancing the customer experience, Bread Financial offers unique solutions such as flexible payment plans and tailored financing options. These services are designed to empower consumers while driving growth for merchants across various sectors. The company has achieved significant milestones, positioning itself as a trusted partner in the evolving landscape of digital finance. Through its commitment to technology and customer-centric solutions, Bread Financial continues to redefine the way consumers engage with credit.
DitchCarbon Score
How does Bread Financial's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Services Auxiliary to Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Bread Financial's score of 38 is higher than 87% of the industry. This can give you a sense of how well the company is doing compared to its peers.
Bread Financial's reported carbon emissions
In 2023, Bread Financial reported total carbon emissions of approximately 164,000,000 kg CO2e. This figure includes 1,153,000 kg CO2e from Scope 1 emissions, 3,460,000 kg CO2e from Scope 2 emissions (market-based), and 159,801,000 kg CO2e from Scope 3 emissions. Over the years, Bread Financial has demonstrated a commitment to reducing its carbon footprint. For instance, in 2022, the total emissions were about 125,113,000 kg CO2e, indicating a significant increase in emissions in 2023. However, specific reduction targets or initiatives have not been disclosed, and there are no documented reduction targets or climate pledges available. The company’s emissions intensity metrics, such as GHG intensity per revenue, reflect its operational efficiency but do not provide a clear trajectory for future emissions reductions. As Bread Financial continues to navigate its climate commitments, the focus will likely remain on enhancing sustainability practices across its operations.
Unlock detailed emissions data
Access structured emissions data, company-specific emission factors, and source documents
Add to project| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|
| Scope 1 | 2,275,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 |
| Scope 2 | 39,231,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 0,000,000 | 0,000,000 |
| Scope 3 | 97,234,000 | 00,000,000 | 00,000,000 | 00,000,000 | 000,000,000 | 000,000,000 | 000,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Bread Financial is committed to some reduction initiatives we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
