HDFC LIFE Sustainability Profile
HDFC Life Insurance Company Limited, commonly referred to as HDFC Life, is a leading player in the Indian life insurance sector, headquartered in Mumbai, India. Established in 2000, the company has consistently demonstrated its commitment to providing innovative insurance solutions, catering to a diverse clientele across the country. HDFC Life offers a comprehensive range of products, including individual and group insurance plans, pension plans, and health insurance, distinguished by their customer-centric approach and flexibility. The company has achieved significant milestones, such as being one of the first private insurers to receive an IPO in 2017, solidifying its market position. With a strong focus on technology and customer service, HDFC Life has garnered numerous accolades, making it a trusted name in the industry. Its robust distribution network and commitment to financial inclusion further enhance its reputation as a reliable insurance provider in India.
DitchCarbon Score
How does HDFC LIFE's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Business Services industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
HDFC LIFE's score of 42 is higher than 65% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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HDFC LIFE's reported carbon emissions
In 2025, HDFC Life reported total carbon emissions of approximately 29,999,700 kg CO2e, comprising 4,800 kg CO2e from Scope 1, 11,845,800 kg CO2e from Scope 2, and 21,995,900 kg CO2e from Scope 3 emissions. This data reflects a comprehensive approach to emissions reporting, including all three scopes. For the previous year, 2024, HDFC Life's emissions were approximately 17,495,380 kg CO2e globally, with 161,830 kg CO2e from Scope 1, 10,769,800 kg CO2e from Scope 2, and 6,563,750 kg CO2e from Scope 3. The emissions data for 2024 in India mirrored these figures, indicating a consistent emissions profile across regions. HDFC Life has not set specific reduction targets or initiatives as part of their climate commitments, and there are no documented SBTi (Science Based Targets initiative) reduction targets. The company is a current subsidiary of HDFC Life Insurance Company Limited, with emissions data cascaded from HDFC Bank Limited, which may influence their overall climate strategy. Overall, HDFC Life's emissions data highlights the significant impact of Scope 2 and Scope 3 emissions, underscoring the importance of comprehensive climate strategies in the insurance sector.
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| 2022 | 2023 | 2024 | |
|---|---|---|---|
| Scope 1 | 877,500 | 000,000 | 000,000 |
| Scope 2 | 11,161,700 | 00,000,000 | 00,000,000 |
| Scope 3 | 2,954,800 | 0,000,000 | 0,000,000 |
How Carbon Intensive is HDFC LIFE's Industry?
How Carbon Intensive is HDFC LIFE's Location?
HDFC LIFE's Scope 3 Categories Breakdown
HDFC LIFE's Scope 3 emissions, which increased by 77% last year and increased by approximately 122% since 2022, demonstrating supply chain emissions tracking. A significant portion of their carbon footprint comes from suppliers and value chain emissions, with Scope 3 emissions accounting for 38% of total emissions under the GHG Protocol, with "Business Travel" being the largest emissions source at 48% of Scope 3 emissions.
Top Scope 3 Categories
HDFC LIFE's Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
HDFC LIFE has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
