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Financial Intermediation
CZ
updated 7 days ago

Home Credit a.s.

Company website

Home Credit a.s., headquartered in the Czech Republic, is a leading player in the consumer finance industry, specialising in providing accessible credit solutions. Founded in 1997, the company has expanded its operations across several key markets in Europe and Asia, establishing a strong presence in countries such as Slovakia, Russia, and Vietnam. Home Credit is renowned for its innovative approach to personal loans and retail financing, offering unique products tailored to meet the diverse needs of consumers. With a commitment to responsible lending, the company has achieved significant milestones, including millions of satisfied customers and a robust market position. As a pioneer in the fintech space, Home Credit continues to set industry standards, making financial services more inclusive and user-friendly.

DitchCarbon Score

How does Home Credit a.s.'s carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

14

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

28

Industry Benchmark

Home Credit a.s.'s score of 14 is lower than 92% of the industry. This can give you a sense of how well the company is doing compared to its peers.

8%

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Home Credit a.s.'s reported carbon emissions

Home Credit a.s., headquartered in the Czech Republic (CZ), currently does not have specific carbon emissions data available for recent years, as indicated by the absence of reported figures. The company is a current subsidiary and is part of a corporate family that may influence its climate commitments and emissions reporting. As of now, Home Credit a.s. has not established any documented reduction targets or initiatives, nor does it participate in recognised climate pledges such as the Science Based Targets initiative (SBTi). This lack of specific commitments suggests that the company may still be in the early stages of developing a comprehensive climate strategy. Given the absence of emissions data and reduction initiatives, it is essential for Home Credit a.s. to consider setting measurable targets and engaging in industry-standard climate commitments to enhance its sustainability profile and align with global climate goals.

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Home Credit a.s.'s primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for Home Credit a.s. is in CZ, which has a very high grid carbon intensity relative to other regions.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Home Credit a.s. is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

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