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IF P&C Insurance, commonly referred to as If P&C or simply If, is a leading insurance agency headquartered in Stockholm, Sweden. Established in 1999, the company has grown to become a prominent player within the insurance industry, serving clients across Scandinavia and beyond. Specialising in property and casualty insurance, If offers a comprehensive range of products tailored to both individual and corporate needs, including motor, home, and business insurance solutions.
Known for its innovative approach and customer-centric services, If P&C Insurance has earned a strong market position within the insurance agencies and brokerages sector. Its commitment to digitalisation and efficient claims handling distinguishes it from competitors, making it a trusted choice for millions of policyholders across the region.
79
DitchCarbon score
+36 vs industry average
If P&C Insurance’s score of 79 is higher than 80% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Very Low
Insurance Agencies and Brokerages is among the least carbon-intensive industries
Industry performance
0.067
20182025
The Insurance Agencies and Brokerages industry has reduced its overall emissions by 30% since 2018
Emissions trajectory 2020 – 2028
202020212022202320242025202620272028
Reported emissions
Scope 1
•••kg CO₂e
Scope 2
•••kg CO₂e
Scope 3
•••kg CO₂e
Total reported
•••kg CO₂e
Scope 3 accounts for ••• of total emissions.
If P&C Insurance's reported carbon emissions
If P&C Insurance's latest disclosed total gross emissions for 2025 were approximately 455.7 million kg CO2e. This includes about 1.5 million kg CO2e from Scope 1, 1.4 million kg CO2e from Scope 2 (market-based), and 452.8 million kg CO2e from Scope 3 emissions. A significant portion of Scope 3 emissions came from investments, totalling around 347.1 million kg CO2e, and use of sold products, at approximately 88.6 million kg CO2e.
Looking at previous years, If P&C Insurance's total gross emissions were about 360.6 million kg CO2e in 2024 and approximately 383.1 million kg CO2e in 2023.
If P&C Insurance has set several climate commitments. The company has a near-term Science Based Target initiative (SBTi) target, classified as 1.5°C, to reduce absolute Scope 1 and Scope 2 GHG emissions by 42.5% by 2030 from a 2020 base year. This commitment applies to If P&C Insurance Holding Ltd (publ) and is consistent with reductions required to keep warming to 1.5°C. Their portfolio targets cover 85% of their total investment and lending by investments and assets under management as of 2020.
The company has also achieved previous long-term targets, notably reducing Scope 1 and Scope 2 CO2 emissions by 50% compared to 2008 levels by 2019. Furthermore, a near-term target was set to reduce CO2e emissions from their own operations by 60% by the end of 2021, compared to 2008 levels for Scope 1 and Scope 2.
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If P&C Insurance’s Climate Goals (2030 & 2050)
2025
Near-zero scope 1 & 2
Target to achieve near-zero emissions for direct operations and purchased energy
On track94%
2030
62% reduction in total GHG
Vs 2019 baseline. Validated by SBTi. Includes full supply chain.
At risk48%
2040
50% reduction in Scope 3 intensity
Across purchased goods and services and logistics.
Behind target22%
Showing SBTi-validated targets only. Sign up or sign in to see all disclosed climate targets.
Scope 3 top emissions categories
9 of 15 categories disclosedSee all scope 3 categories
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Climate initiatives
Science Based Targets Initiative
2027 targetSee details
Active
Carbon Disclosure Project
Inherited from Sampo OyjSign in to view
Active
The Climate Pledge
See details
Not active
UN Global Compact Climate Champions initiative
See details
Not active
RE 100
See details
Not active
Climate Action 100
See details
Not active
Emissions comparison with industry peers
View similar organisationsCompanyCountryIndustryLast updatedScoreDetails
If P&C Insurance3 months ago
79
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Frequently asked questions
Common questions about If P&C Insurance’s sustainability data and climate commitments
Usage policy
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