Just Group plc, commonly referred to as Just, is a prominent player in the UK financial services industry, headquartered in Great Britain. Founded in 2017, the company has quickly established itself as a leader in providing retirement income solutions, specialising in annuities and equity release products. With a focus on helping customers secure their financial futures, Just offers unique services that cater to the needs of retirees and those approaching retirement. The company has achieved significant milestones, including a strong market position and recognition for its innovative approach to financial planning. Just's commitment to customer-centric solutions and its expertise in the retirement sector have positioned it as a trusted name in the industry, making it a go-to choice for individuals seeking reliable financial guidance.
How does Just's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Just's score of 62 is higher than 78% of the industry. This can give you a sense of how well the company is doing compared to its peers.
In 2024, Just Group Plc reported total carbon emissions of approximately 1,272,000 kg CO2e, comprising 70,000 kg CO2e from Scope 1, 202,000 kg CO2e from Scope 2 (location-based), and 1,215,300 kg CO2e from Scope 3 emissions. The Scope 3 emissions included significant contributions from employee commuting (1,016,000 kg CO2e) and business travel (166,000 kg CO2e). In 2023, the company recorded total emissions of about 1,250,000 kg CO2e, with Scope 1 emissions at 73,000 kg CO2e, Scope 2 emissions (location-based) at 177,000 kg CO2e, and Scope 3 emissions reaching 1,045,000 kg CO2e. Just Group has set ambitious climate commitments, aiming for a 90% reduction in Scope 1, 2, and business travel emissions by 2025, using 2019 as a baseline. This target aligns with the Science Based Targets initiative (SBTi) Net Zero Standard. Additionally, the company has committed to achieving net zero emissions in its operations (Scope 1 and 2) and business travel by 2025. The company is also a member of the SBTi and has committed to long-term net zero targets across all scopes by 2050. Just Group's climate strategy reflects its commitment to sustainability within the financial services sector, focusing on significant reductions in carbon emissions while maintaining operational efficiency.
Access structured emissions data, company-specific emission factors, and source documents
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Scope 1 | 144,000 | 00,000 | 000,000 | 000,000 | 00,000 | 00,000 |
| Scope 2 | 579,000 | 000,000 | 000,000 | 000,000 | 0,000 | 0,000 |
| Scope 3 | 537,000 | 00,000 | 00,000 | 000,000 | 0,000,000 | 0,000,000 |
Just's Scope 3 emissions, which increased by 34% last year and increased by approximately 161% since 2019, demonstrating supply chain emissions tracking. Nearly all of their carbon footprint comes from suppliers and value chain emissions, representing nearly all emissions under the GHG Protocol, with "Employee Commuting" being the largest emissions source at 72% of Scope 3 emissions.
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Just has established climate goals through participation in recognized frameworks and target-setting initiatives. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.


Common questions about Just's sustainability data and climate commitments