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Pepper Money Limited
Pepper Money Limited, commonly referred to as Pepper Money, is a leading financial services provider headquartered in Australia. Established in 2000, the company has carved a niche in the non-bank lending sector, primarily focusing on residential and commercial mortgages, as well as personal loans. With a strong presence across major operational regions in Australia, Pepper Money has consistently delivered innovative financial solutions tailored to meet diverse customer needs. The company is renowned for its unique approach to lending, offering flexible products that cater to borrowers with varying financial backgrounds. Notable achievements include a robust market position as a trusted alternative to traditional banks, underpinned by a commitment to customer-centric service. Pepper Money continues to redefine the lending landscape, making it a prominent player in the Australian financial industry.
DitchCarbon Score
How does Pepper Money Limited's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Pepper Money Limited's score of 16 is lower than 90% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Pepper Money Limited's reported carbon emissions
In 2021, Pepper Money Limited reported total emissions of approximately 394,700 kg CO2e, based on the state average greenhouse gas emissions intensity. This figure is derived from a revenue of about USD 300 million. However, the company has not disclosed specific data for Scope 1, Scope 2, or Scope 3 emissions, indicating a lack of detailed emissions reporting. Pepper Money Limited does not currently have any publicly stated reduction targets or climate pledges, and there are no initiatives reported under the Science Based Targets initiative (SBTi) or other climate frameworks. The emissions data is cascaded from the parent company, reflecting the broader corporate family relationship. As a current subsidiary of Pepper Money Limited, the company is positioned within an industry context that increasingly prioritises transparency and accountability in carbon emissions. However, without specific reduction commitments or detailed emissions breakdowns, it remains unclear how Pepper Money Limited plans to address its carbon footprint moving forward.
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Pepper Money Limited is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
