Pepper Money Limited
Pepper Money Limited, commonly referred to as Pepper Money, is a leading financial services provider headquartered in Australia. Established in 2000, the company has carved a niche in the non-bank lending sector, primarily focusing on residential and commercial mortgages, as well as personal loans. With a strong presence across major operational regions in Australia, Pepper Money has consistently delivered innovative financial solutions tailored to meet diverse customer needs. The company is renowned for its unique approach to lending, offering flexible products that cater to borrowers with varying financial backgrounds. Notable achievements include a robust market position as a trusted alternative to traditional banks, underpinned by a commitment to customer-centric service. Pepper Money continues to redefine the lending landscape, making it a prominent player in the Australian financial industry.
DitchCarbon Score
How does Pepper Money Limited's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Pepper Money Limited's score of 19 is lower than 94% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Pepper Money Limited's reported carbon emissions
In 2021, Pepper Money Limited reported total carbon emissions of approximately 2,000,600 kg CO2e. This figure includes Scope 1 emissions of about 291,900 kg CO2e, Scope 2 emissions of approximately 1,166,900 kg CO2e, and significant Scope 3 emissions totalling around 1,458,800 kg CO2e. Within Scope 3, the breakdown includes emissions from capital goods (about 102,800 kg CO2e), purchased goods and services (approximately 394,700 kg CO2e), waste generated in operations (around 496,400 kg CO2e), and fuel and energy-related activities (about 393,600 kg CO2e). Currently, Pepper Money has not disclosed any specific reduction targets or initiatives aimed at decreasing their carbon footprint. As such, their climate commitments remain unspecified, indicating a potential area for future development in sustainability practices.
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| 2021 | |
|---|---|
| Scope 1 | 291,900 |
| Scope 2 | 1,166,900 |
| Scope 3 | 1,458,800 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Pepper Money Limited is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
