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Saga, officially known as Saga Group Limited, is a prominent provider of insurance and pension funding services based in the United Kingdom. Headquartered in Great Britain, the company primarily serves customers across the UK, offering tailored insurance solutions and retirement planning products. Since its founding in 1951, Saga has established a strong reputation for specialising in services for the over-50s demographic, making it a recognised leader in its niche market.
The company’s core offerings include travel insurance, life insurance, and pension funding services, distinguished by their personalised approach and customer-centric focus. Saga’s market position is reinforced by its long-standing presence and commitment to delivering reliable, high-quality financial products. With a history of notable milestones, Saga continues to be a key player in the insurance and pension funding industry, known for its expertise and dedicated service.
95
DitchCarbon score
+56 vs industry average
Saga’s score of 95 is higher than 94% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Low
Insurance Services has below-average carbon intensity
Industry performance
0.058
20182025
The Insurance Services industry has reduced its overall emissions by 25% since 2018
Emissions trajectory 2020 – 2028
202020212022202320242025202620272028
Reported emissions
Scope 1
•••kg CO₂e
Scope 2
•••kg CO₂e
Scope 3
•••kg CO₂e
Total reported
•••kg CO₂e
Scope 3 accounts for ••• of total emissions.
Saga's reported carbon emissions
Saga, headquartered in the UK and operating in the insurance and pension funding services industry, has reported its total carbon emissions for 2023 as 320,066,000 kg CO2e. This includes Scope 1 emissions of 105,939,000 kg CO2e, Scope 2 emissions (location-based) of 1,296,000 kg CO2e, and Scope 3 emissions of 212,831,000 kg CO2e.
Looking back, Saga's total reported emissions were approximately 39,173,000 kg CO2e in 2021, and about 2,385,000 kg CO2e in 2022.
Saga has committed to a 30% reduction in Scope 1 and Scope 2 emissions by 2030, using 2019 as a baseline. The company also supports the UK Government's commitment to achieving net-zero emissions by 2050, with investigations into key principles for this target starting in 2025. Furthermore, Saga has set a long-term goal to establish a pathway to achieving net-zero emissions for its Cruise fleet by 2050, and aligns with the shipping industry's commitment to reduce CO2 emissions by 40% by 2030 (from a 2008 baseline). Saga is also working towards setting a Science Based Target for net zero by 2050.
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Saga’s Climate Goals (2030 & 2050)
2025
Near-zero scope 1 & 2
Target to achieve near-zero emissions for direct operations and purchased energy
On track94%
2030
62% reduction in total GHG
Vs 2019 baseline. Validated by SBTi. Includes full supply chain.
At risk48%
2040
50% reduction in Scope 3 intensity
Across purchased goods and services and logistics.
Behind target22%
Showing SBTi-validated targets only. Sign up or sign in to see all disclosed climate targets.
Scope 3 top emissions categories
5 of 15 categories disclosedSee all scope 3 categories
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Climate initiatives
Science Based Targets Initiative
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Not active
Carbon Disclosure Project
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Active
The Climate Pledge
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Not active
UN Global Compact Climate Champions initiative
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Not active
RE 100
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Not active
Climate Action 100
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Not active
Emissions comparison with industry peers
View similar organisationsCompanyCountryIndustryLast updatedScoreDetails
Saga11 months ago
95
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Frequently asked questions
Common questions about Saga’s sustainability data and climate commitments
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