Founded in 1998 and headquartered in Helsinki, Finland, Varma operates in the finance sector, specializing as a pension insurance provider for the Finnish workforce. As the largest pension insurance company in Finland and a major private investor, Varma is responsible for the retirement security of approximately 870,000 individuals, serving around 70,000 entrepreneur and employer clients. The company focuses on accumulating funds through pension contributions to ensure the payment of current and future pensions, while also offering rehabilitation and occupational well-being services to support work ability and longevity in the workforce.