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Public Profile
Financial Intermediation
ES
updated 2 months ago

Banco Cetelem, S.A. Sustainability Profile

Company website

Banco Cetelem, S.A., a prominent player in the financial services sector, is headquartered in Spain and operates extensively across Europe. Founded in 1988, the bank has established itself as a leader in consumer credit, offering a range of financial solutions tailored to meet the diverse needs of its clients. Specialising in personal loans, credit cards, and point-of-sale financing, Banco Cetelem distinguishes itself through innovative products and a customer-centric approach. The bank's commitment to responsible lending and financial education has earned it a strong reputation in the industry. With a significant market presence, Banco Cetelem has achieved notable milestones, including partnerships with major retailers and a robust digital platform that enhances customer experience. As a subsidiary of the BNP Paribas Group, it continues to strengthen its position in the competitive landscape of consumer finance.

DitchCarbon Score

How does Banco Cetelem, S.A.'s carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

48

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

32

Industry Benchmark

Banco Cetelem, S.A.'s score of 48 is higher than 69% of the industry. This can give you a sense of how well the company is doing compared to its peers.

69%

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Banco Cetelem, S.A.'s reported carbon emissions

Inherited from BNP Paribas SA

Banco Cetelem, S.A., headquartered in Spain, currently does not report specific carbon emissions data, as indicated by the absence of emissions figures. However, the bank's climate commitments and reduction initiatives are influenced by its parent company, BNP Paribas SA, from which it inherits relevant data and targets. As a current subsidiary of BNP Paribas SA, Banco Cetelem aligns with the broader sustainability goals set by its parent organisation. This includes participation in initiatives such as the Science Based Targets initiative (SBTi) and the Carbon Disclosure Project (CDP), both of which are cascaded down to Banco Cetelem at a level 2 relationship. While specific reduction targets for Banco Cetelem are not detailed, the overarching commitments from BNP Paribas SA suggest a focus on reducing emissions across all scopes. In summary, while Banco Cetelem does not provide specific emissions data or reduction targets, it is committed to sustainability through its affiliation with BNP Paribas SA, which sets a framework for climate action and emissions reduction.

Unlock detailed emissions data

Access structured emissions data, company-specific emission factors, and source documents

2018201920202021202220232024
Scope 1
62,148,000
00,000,000
00,000,000
00,000,000
00,000,000
00,000,000
00,000,000
Scope 2
183,092,000
000,000,000
000,000,000
000,000,000
000,000,000
00,000,000
00,000,000
Scope 3
-
000,000,000
00,000,000
00,000,000
00,000,000
000,000,000
000,000,000,000

How Carbon Intensive is Banco Cetelem, S.A.'s Industry?

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Banco Cetelem, S.A.'s primary industry is Financial Intermediation, which is very low in terms of carbon intensity compared to other industries.

How Carbon Intensive is Banco Cetelem, S.A.'s Location?

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for Banco Cetelem, S.A. is in ES, which has a low grid carbon intensity relative to other regions.

Banco Cetelem, S.A.'s Scope 3 Categories Breakdown

Banco Cetelem, S.A.'s Scope 3 emissions, which increased significantly last year and increased significantly since 2019, demonstrating supply chain emissions tracking. Nearly all of their carbon footprint comes from suppliers and value chain emissions, representing nearly all emissions under the GHG Protocol, with "Investments" being the largest emissions source at 100% of Scope 3 emissions.

Top Scope 3 Categories

2024
Investments
100%
Use of Sold Products
9%
Downstream Leased Assets
8%
Capital Goods
5%
Business Travel
<1%

Banco Cetelem, S.A.'s Climate Goals (2030 & 2050)

Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.

Banco Cetelem, S.A. has established climate goals through participation in recognized frameworks and target-setting initiatives. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

Compare Banco Cetelem, S.A.'s Emissions with Industry Peers

Cofidis SA

FR
•
Financial intermediation services, except insurance and pension funding services (65)
Updated 3 months ago

Agos Corporate

IT
•
Services auxiliary to financial intermediation (67)
Updated 12 days ago

Crédit Agricole Personal Finance & Mobility

FR
•
Financial intermediation services, except insurance and pension funding services (65)
Updated about 2 months ago

Banco Santander

ES
•
Financial intermediation services, except insurance and pension funding services (65)
Updated 4 days ago

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Where does DitchCarbon data come from?

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