Cembra Money Bank
Cembra Money Bank AG, commonly referred to as Cembra, is a leading financial services provider headquartered in Switzerland (CH). Established in 2003, the bank has carved a niche in the consumer finance sector, offering a diverse range of products including personal loans, credit cards, and vehicle financing. With a strong presence across Switzerland, Cembra is renowned for its customer-centric approach and innovative financial solutions. The bank's commitment to transparency and responsible lending has positioned it as a trusted partner for individuals and businesses alike. Notable achievements include a robust market share in the Swiss consumer credit landscape, underscoring its reputation for reliability and excellence. Cembra Money Bank continues to evolve, adapting to the changing needs of its clients while maintaining a focus on sustainable growth and financial inclusion.
DitchCarbon Score
How does Cembra Money Bank's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Cembra Money Bank's score of 71 is higher than 85% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Cembra Money Bank's reported carbon emissions
In 2024, Cembra Money Bank reported total carbon emissions of approximately 288,163,000 kg CO2e, with emissions distributed across various scopes: 163,000 kg CO2e (Scope 1), 34,000 kg CO2e (Scope 2), and a significant 288,000,000 kg CO2e (Scope 3). The Scope 3 emissions primarily stem from purchased goods and services (about 27,800,000 kg CO2e) and capital goods (approximately 1,610,000 kg CO2e). Cembra Money Bank has set ambitious climate commitments, aiming to reduce its Scope 1 and Scope 2 emissions by 75% by 2025, using 2019 as the baseline year. This target reflects a strong commitment to sustainability and aligns with industry standards for emissions reduction. Additionally, the bank has established a long-term goal to achieve net-zero emissions across all scopes by 2050. The bank's emissions data is self-reported and does not cascade from any parent organization, ensuring that the figures reflect its direct operational impact. Cembra Money Bank's proactive approach to managing its carbon footprint demonstrates its dedication to addressing climate change and promoting environmental responsibility within the financial sector.
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|
| Scope 1 | 390,000 | 000,000 | 000,000 | 000,000 | 000,000 | 000,000 | 000,000 |
| Scope 2 | 20,000 | 00,000 | 00,000 | 00,000 | 00,000 | 00,000 | 00,000 |
| Scope 3 | 49,000 | 000,000 | 0,000 | 00,000,000 | 00,000,000 | 00,000,000 | 000,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Cembra Money Bank is participating in some of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
