Chime Inc. Sustainability Profile
Chime Inc., a leading financial technology company headquartered in the United States, has been revolutionising the banking experience since its founding in 2013. With a focus on providing accessible and user-friendly banking solutions, Chime operates primarily across major urban regions in the US, catering to millions of customers seeking alternatives to traditional banking. Chime's core offerings include a no-fee spending account, a high-yield savings account, and a unique early direct deposit feature, which sets it apart in the competitive fintech landscape. The company has achieved significant milestones, including rapid user growth and recognition for its innovative approach to personal finance management. As a prominent player in the neobanking sector, Chime continues to redefine how consumers engage with their finances, making banking simpler and more transparent.
DitchCarbon Score
How does Chime Inc.'s carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Chime Inc.'s score of 23 is lower than 71% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Chime Inc., headquartered in the US, currently does not have specific carbon emissions data available, as indicated by the absence of reported figures. The company is a current subsidiary of WorldRemit Ltd, which may influence its climate commitments and performance metrics. Chime Inc. has not publicly disclosed any reduction targets or specific climate initiatives, nor does it appear to have cascaded targets from its parent organisation. This lack of data suggests that while Chime Inc. may be engaged in sustainability efforts, detailed information on their carbon footprint and climate strategies is not currently accessible. As a part of the broader industry context, companies in the financial technology sector are increasingly recognising the importance of addressing climate change and are encouraged to adopt science-based targets to reduce their carbon emissions. However, without specific commitments or data, it is challenging to assess Chime Inc.'s position in this regard.
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| 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|
| Scope 1 | 12,400,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 |
| Scope 2 | 33,344,000 | 00,000,000 | 00,000,000 | 00,000,000 | 0,000,000 |
| Scope 3 | 10,698,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 |
How Carbon Intensive is Chime Inc.'s Industry?
How Carbon Intensive is Chime Inc.'s Location?
Chime Inc.'s Scope 3 Categories Breakdown
Chime Inc.'s Scope 3 emissions, which decreased by 13% last year and increased by approximately 63% since 2015, demonstrating supply chain emissions tracking. Most of their carbon footprint comes from suppliers and value chain emissions, with Scope 3 emissions accounting for 58% of total emissions under the GHG Protocol, with "Business Travel" being the largest emissions source at 83% of Scope 3 emissions.
Top Scope 3 Categories
Chime Inc.'s Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Chime Inc. has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
