Public Profile

Heartland

Heartland Group, commonly known as Heartland, is a prominent financial services provider headquartered in New Zealand. Established in 2010, the company has rapidly expanded its operations across key regions, including Australia and the Pacific Islands, solidifying its presence in the financial sector. Specialising in a diverse range of services, Heartland offers innovative solutions in personal and business lending, as well as investment products. Its unique approach combines traditional banking principles with modern technology, ensuring a seamless customer experience. Recognised for its commitment to customer service and community engagement, Heartland has achieved significant milestones, including notable growth in its loan portfolio and a strong market position within the non-bank lending sector. With a focus on tailored financial solutions, Heartland continues to set itself apart in a competitive landscape.

DitchCarbon Score

How does Heartland's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

29

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

13

Industry Benchmark

Heartland's score of 29 is higher than 97% of the industry. This can give you a sense of how well the company is doing compared to its peers.

97%

Heartland's reported carbon emissions

In 2023, Heartland's total carbon emissions amounted to approximately 924,760 kg CO2e. This figure includes 361,670 kg CO2e from Scope 1 emissions, primarily from direct operations, and 534,120 kg CO2e from Scope 3 emissions, which encompass indirect emissions such as business travel and employee commuting. The company also reported 28,970 kg CO2e from Scope 2 emissions, related to purchased electricity. Comparing this to previous years, Heartland's emissions have shown a significant reduction from 1,156,340 kg CO2e in 2019 to 924,760 kg CO2e in 2023, reflecting a decrease of about 20% over this period. Notably, the company achieved a reduction in Scope 1 emissions from 489,000 kg CO2e in 2019 to 361,670 kg CO2e in 2023. Despite these reductions, Heartland has not publicly committed to specific science-based targets or formal climate pledges. The absence of documented reduction targets suggests that while the company is making progress in reducing its carbon footprint, it may benefit from establishing clearer climate commitments to align with industry standards and expectations.

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Add to project
201920202021202220232024
Scope 1
489,000
000,000
000,000
000,000
000,000
000,000
Scope 2
105,000
000,000
00,000
00,000
00,000
00,000
Scope 3
565,340
000,000
000,000
000,000
000,000
000,000

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Heartland's primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. Heartland is headquartered in NZ, which has a rank of very low, indicating very low grid carbon intensity.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Heartland is not committed to any reduction initiatives we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
Carbon Disclosure Project
The Climate Pledge
UN Global Compact

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers