Heartland
Heartland Group, commonly known as Heartland, is a prominent financial services provider headquartered in New Zealand. Established in 2010, the company has rapidly expanded its operations across key regions, including Australia and the Pacific Islands, solidifying its presence in the financial sector. Specialising in a diverse range of services, Heartland offers innovative solutions in personal and business lending, as well as investment products. Its unique approach combines traditional banking principles with modern technology, ensuring a seamless customer experience. Recognised for its commitment to customer service and community engagement, Heartland has achieved significant milestones, including notable growth in its loan portfolio and a strong market position within the non-bank lending sector. With a focus on tailored financial solutions, Heartland continues to set itself apart in a competitive landscape.
DitchCarbon Score
How does Heartland's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Heartland's score of 56 is higher than 76% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Heartland's reported carbon emissions
In 2024, Heartland's total carbon emissions amounted to approximately 697,610 kg CO2e. This figure includes 286,740 kg CO2e from Scope 1 emissions, which are direct emissions from owned or controlled sources, and 46,030 kg CO2e from Scope 2 emissions, related to purchased electricity. The majority of their emissions, about 364,840 kg CO2e, fall under Scope 3, which encompasses indirect emissions from the value chain, with significant contributions from business travel (314,430 kg CO2e) and employee commuting (11,100 kg CO2e). Comparatively, in 2023, Heartland reported total emissions of approximately 924,760 kg CO2e, with Scope 1 emissions at 361,670 kg CO2e and Scope 2 emissions at 28,970 kg CO2e. Scope 3 emissions for that year were about 534,120 kg CO2e, again primarily driven by business travel (445,360 kg CO2e). Heartland has not publicly disclosed specific reduction targets or initiatives as part of their climate commitments. The absence of documented reduction targets suggests a need for further development in their sustainability strategy. The emissions data is sourced directly from Heartland Group Holdings Limited, with no cascaded data from a parent or related organization. Overall, Heartland's emissions reflect a significant footprint, particularly in Scope 3 categories, indicating potential areas for improvement in their climate strategy.
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| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Scope 1 | 489,000 | 000,000 | 000,000 | 000,000 | 000,000 | 000,000 |
| Scope 2 | 102,000 | 00,000 | 00,000 | 00,000 | 00,000 | 00,000 |
| Scope 3 | 565,340 | 000,000 | 000,000 | 000,000 | 000,000 | 000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Heartland is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
