NMI Holdings, Inc. Sustainability Profile
NMI Holdings, Inc., commonly referred to as NMI, is a prominent player in the mortgage insurance industry, headquartered in the United States. Founded in 2012, the company has rapidly established itself as a key provider of private mortgage insurance, primarily serving the residential mortgage market across various regions in the US. NMI offers a range of innovative products and services designed to facilitate homeownership while managing risk for lenders. Their unique approach combines advanced technology with comprehensive underwriting solutions, setting them apart in a competitive landscape. With a commitment to excellence, NMI has achieved significant milestones, including a successful public offering and consistent growth in market share. Recognised for its strong financial performance and customer-centric focus, NMI Holdings continues to solidify its position as a trusted partner in the mortgage insurance sector, contributing to the stability and accessibility of the housing market.
DitchCarbon Score
How does NMI Holdings, Inc.'s carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Insurance Services industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
NMI Holdings, Inc.'s score of 25 is lower than 65% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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NMI Holdings, Inc.'s reported carbon emissions
In 2023, NMI Holdings, Inc., headquartered in the US, reported total carbon emissions of approximately 100,000 kg CO2e. This figure is entirely attributed to Scope 2 emissions, which encompass purchased electricity and heat. Specifically, the breakdown reveals that about 49,490 kg CO2e stemmed from purchased electricity, while approximately 50,500 kg CO2e was due to purchased heat. Currently, NMI Holdings has not established any specific reduction targets or climate pledges, nor do they have emissions data for Scope 1 or Scope 3. The absence of reduction initiatives indicates a potential area for future commitment to climate action. As the company continues to navigate its environmental impact, the focus on Scope 2 emissions highlights the importance of energy consumption in their overall carbon footprint.
How Carbon Intensive is NMI Holdings, Inc.'s Industry?
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NMI Holdings, Inc.'s Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
NMI Holdings, Inc. has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
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