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Insurance Services
US
updated 16 days ago

United Guaranty Corporation

Company website

United Guaranty Corporation, often referred to as UGC, is a prominent player in the mortgage insurance industry, headquartered in the United States. Founded in the early 1960s, UGC has established itself as a trusted provider of mortgage insurance solutions, primarily serving the residential housing market across various regions in the US. The company offers a range of core products, including private mortgage insurance (PMI) and risk management services, designed to facilitate homeownership while mitigating lender risk. UGC's unique approach combines innovative underwriting practices with a commitment to customer service, setting it apart in a competitive landscape. With a strong market position, United Guaranty Corporation has achieved significant milestones, including partnerships with leading lenders and a reputation for reliability and expertise in the mortgage insurance sector.

DitchCarbon Score

How does United Guaranty Corporation's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

44

Industry Average

Mean score of companies in the Insurance Services industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

32

Industry Benchmark

United Guaranty Corporation's score of 44 is higher than 63% of the industry. This can give you a sense of how well the company is doing compared to its peers.

63%

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United Guaranty Corporation's reported carbon emissions

In 2024, United Guaranty Corporation reported total carbon emissions of approximately 477,656,000 kg CO2e for Scope 1 and about 14,992,000 kg CO2e for Scope 2. This marks a reduction from 2023, where emissions were approximately 512,209,000 kg CO2e for Scope 1 and about 15,188,000 kg CO2e for Scope 2. In 2022, the figures were approximately 501,593,000 kg CO2e for Scope 1 and about 16,364,000 kg CO2e for Scope 2. The corporation has set ambitious climate commitments, aiming to reduce its Scope 1 emissions to near zero by 2025. Additionally, it is committed to a 30% reduction in Scope 2 emissions from 2021 levels by 2030. These targets reflect a proactive approach to mitigating climate impact and align with industry standards for sustainability. United Guaranty Corporation does not currently report Scope 3 emissions, indicating a focus on direct and indirect emissions from its operations. The emissions data is not cascaded from any parent organization, ensuring that the reported figures are solely reflective of United Guaranty Corporation's own operations.

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202220232024
Scope 1
501,593,000
000,000,000
000,000,000
Scope 2
16,364,000
00,000,000
00,000,000
Scope 3
-
-
-

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. United Guaranty Corporation's primary industry is Insurance and pension funding services, except compulsory social security services (66), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for United Guaranty Corporation is in US, which has a low grid carbon intensity relative to other regions.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

United Guaranty Corporation is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

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Where does DitchCarbon data come from?

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