Public Profile

Home Capital Group Inc.

Home Capital Group Inc., commonly referred to as Home Capital, is a leading Canadian financial services company headquartered in Toronto, Ontario. Established in 1986, the firm has carved a niche in the mortgage lending sector, primarily focusing on residential and commercial mortgages across Canada. With a commitment to providing innovative financial solutions, Home Capital offers a range of products, including high-interest savings accounts and investment options, distinguished by their competitive rates and customer-centric approach. The company has achieved significant milestones, including a robust market position as a trusted lender, recognised for its strong capital base and prudent risk management practices. Home Capital continues to play a vital role in the Canadian mortgage market, serving a diverse clientele while maintaining a reputation for reliability and excellence in service delivery.

DitchCarbon Score

How does Home Capital Group Inc.'s carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

28

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

26

Industry Benchmark

Home Capital Group Inc.'s score of 28 is higher than 76% of the industry. This can give you a sense of how well the company is doing compared to its peers.

76%

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Home Capital Group Inc.'s reported carbon emissions

In 2023, Home Capital Group Inc. reported total carbon emissions of approximately 648,320 kg CO2e, comprising 9,780 kg CO2e from Scope 1 and 638,540 kg CO2e from Scope 2 emissions. The previous year, 2024, saw a slight increase in total emissions to about 638,540 kg CO2e, with Scope 1 emissions rising to 15,990 kg CO2e and Scope 2 emissions decreasing to 622,520 kg CO2e. Despite these figures, Home Capital Group has not disclosed any specific reduction targets or initiatives aimed at decreasing their carbon footprint. The absence of Scope 3 emissions data suggests a potential area for future reporting and improvement. The company’s commitment to sustainability remains unclear, as no climate pledges or reduction initiatives have been documented. Overall, while Home Capital Group Inc. has made strides in emissions reporting, further transparency regarding their climate commitments and reduction strategies would enhance their sustainability profile.

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20232024
Scope 1
9,780
00,000
Scope 2
638,540
000,000
Scope 3
-
-

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Home Capital Group Inc.'s primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for Home Capital Group Inc. is in CA, which has a low grid carbon intensity relative to other regions.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Home Capital Group Inc. is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

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Where does DitchCarbon data come from?

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