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International Personal Finance
Services Auxiliary to Financial IntermediationUnited KingdomPNK: IPFPF
Last verified 10 months agoipfin.co.uk
International Personal Finance plc, widely recognised as IPF, is a leading international provider of unsecured consumer credit. Headquartered in Leeds, UK (GB), this specialist in services auxiliary to financial intermediation operates across vibrant European, Latin American, and Australian markets, serving millions of customers.
Established in 1997 and demerged from Provident Financial plc in 2007, IPF offers vital credit solutions through both traditional home credit and innovative digital lending platforms. The company focuses on providing responsible, accessible credit to customers who are often underserved by mainstream banking institutions.
As a prominent global lender, IPF prides itself on its commitment to financial inclusion and a customer-centric approach. Its unique blend of personal service and advanced digital capabilities ensures flexible and secure access to financial products, empowering individuals worldwide.
69
DitchCarbon score
+32 vs industry average
International Personal Finance’s score of 69 is higher than 81% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Low
Services Auxiliary to Financial Intermediation has below-average carbon intensity
Industry performance
0.096
20182025
The Services Auxiliary to Financial Intermediation industry has reduced its overall emissions by 33% since 2018
Emissions trajectory 2020 – 2028
202020212022202320242025202620272028
Reported emissions
Scope 1
•••kg CO₂e
Scope 2
•••kg CO₂e
Scope 3
•••kg CO₂e
Total reported
•••kg CO₂e
Scope 3 accounts for ••• of total emissions.
International Personal Finance's reported carbon emissions
International Personal Finance, a UK-based company in the Services auxiliary to financial intermediation industry, reported total global carbon emissions of approximately 33,656,000 kg CO2e in 2025. This includes about 16,699,000 kg CO2e from Scope 1 emissions (mobile and stationary combustion), 1,032,000 kg CO2e from Scope 2 emissions, and 16,173,000 kg CO2e from Scope 3 business travel.
Looking at previous years, their total emissions were about 34,642,000 kg CO2e in 2024 and 36,926,000 kg CO2e in 2023.
International Personal Finance has committed to achieving net-zero operations, aiming for a 90% reduction in Scope 1 and Scope 2 emissions by 2030 against a 2023 baseline.
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International Personal Finance’s Climate Goals (2030 & 2050)
2025
Near-zero scope 1 & 2
Target to achieve near-zero emissions for direct operations and purchased energy
On track94%
2030
62% reduction in total GHG
Vs 2019 baseline. Validated by SBTi. Includes full supply chain.
At risk48%
2040
50% reduction in Scope 3 intensity
Across purchased goods and services and logistics.
Behind target22%
Showing SBTi-validated targets only. Sign up or sign in to see all disclosed climate targets.
Scope 3 top emissions categories
1 of 15 categories disclosedSee all scope 3 categories
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Climate initiatives
Science Based Targets Initiative
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Not active
Carbon Disclosure Project
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Not active
The Climate Pledge
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Not active
UN Global Compact Climate Champions initiative
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Not active
RE 100
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Not active
Climate Action 100
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Not active
Emissions comparison with industry peers
View similar organisationsCompanyCountryIndustryLast updatedScoreDetails
International Personal Finance10 months ago
69
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