International Personal Finance Sustainability Profile
International Personal Finance (IPF) is a leading provider of personal loans and financial services, headquartered in Great Britain. Established in 1997, the company has expanded its operations across several key markets, including Poland, the Czech Republic, and Mexico, positioning itself as a significant player in the consumer finance industry. IPF offers a range of unique products, including flexible personal loans and innovative digital solutions, tailored to meet the diverse needs of its customers. With a strong focus on responsible lending, the company has achieved notable milestones, such as being listed on the London Stock Exchange, which underscores its market credibility and commitment to transparency. Recognised for its customer-centric approach, International Personal Finance continues to enhance its market position through strategic growth and a dedication to financial inclusion, making it a trusted name in personal finance.
DitchCarbon Score
How does International Personal Finance's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Services Auxiliary to Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
International Personal Finance's score of 61 is higher than 77% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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International Personal Finance's reported carbon emissions
In 2024, International Personal Finance (IPF), headquartered in Great Britain, reported total carbon emissions of approximately 18,626,000 kg CO2e, with Scope 1 emissions accounting for about 16,817,000 kg CO2e from mobile combustion and 617,000 kg CO2e from stationary combustion. Additionally, Scope 3 emissions from business travel contributed another 16,816,000 kg CO2e. This represents a decrease from 2023, where total emissions were about 20,260,000 kg CO2e, indicating a commitment to reducing their carbon footprint. IPF has set ambitious targets to achieve net-zero operations by 2030, aiming for a reduction of at least 90% in both Scope 1 and Scope 2 emissions against a 2023 baseline. This commitment reflects a proactive approach to climate action, aligning with industry standards for greenhouse gas (GHG) reductions. The company has consistently disclosed emissions data, focusing on Scope 1 and Scope 3, while not reporting Scope 2 emissions in recent years. Their emissions data is not cascaded from a parent organization, ensuring that their reported figures are independently sourced. Overall, IPF's climate commitments and emissions data demonstrate a clear trajectory towards significant GHG reductions, reinforcing their dedication to sustainability and environmental responsibility.
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| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|
| Scope 1 | 29,831,000 | - | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 |
| Scope 2 | 3,564,000 | 0,000,000 | - | - | - | - | - | - |
| Scope 3 | - | - | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 |
How Carbon Intensive is International Personal Finance's Industry?
How Carbon Intensive is International Personal Finance's Location?
International Personal Finance's Scope 3 Categories Breakdown
International Personal Finance's Scope 3 emissions, which decreased by 6% last year and decreased by approximately 31% since 2019, demonstrating supply chain emissions tracking. Their carbon footprint includes supplier sustainability and value chain emissions data across Scope 3 categories, with "Business Travel" representing nearly all of their reported Scope 3 footprint.
Top Scope 3 Categories
International Personal Finance's Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
International Personal Finance has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
