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Public Profile
Financial Intermediation
PL
updated a month ago

KRUK Spólka Akcyjna Sustainability Profile

Company website

KRUK Spółka Akcyjna, commonly known as KRUK S.A., is a leading player in the debt collection and financial services industry, headquartered in Poland (PL). Established in 1998, the company has expanded its operations across Central and Eastern Europe, with a strong presence in markets such as Romania, the Czech Republic, and Slovakia. Specialising in debt management and recovery, KRUK offers a range of services that include debt purchasing, collection, and advisory solutions. What sets KRUK apart is its innovative approach to client relationships and commitment to ethical practices, ensuring sustainable financial solutions for both creditors and debtors. With over two decades of experience, KRUK S.A. has achieved significant milestones, solidifying its position as a market leader in the region. The company is recognised for its robust operational framework and customer-centric strategies, making it a trusted partner in financial recovery.

DitchCarbon Score

How does KRUK Spólka Akcyjna's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

48

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

32

Industry Benchmark

KRUK Spólka Akcyjna's score of 48 is higher than 67% of the industry. This can give you a sense of how well the company is doing compared to its peers.

67%

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KRUK Spólka Akcyjna's reported carbon emissions

In 2024, KRUK Spólka Akcyjna reported total carbon emissions of approximately 47.1 million kg CO2e. This figure includes Scope 1 emissions of about 2.4 million kg CO2e, Scope 2 emissions of approximately 188,000 kg CO2e (market-based), and a significant contribution from Scope 3 emissions, which totalled around 44.6 million kg CO2e. The Scope 3 emissions are primarily driven by purchased goods and services, accounting for about 30.9 million kg CO2e. As part of its long-term climate commitments, KRUK has set an ambitious target to reduce its carbon emissions by 70% by 2040, relative to a 2021 baseline. This target applies to both Scope 1 and Scope 2 emissions, with action plans implemented across all countries where the Group operates. The commitment aligns with the guidance of the GHG Protocol, demonstrating a structured approach to achieving significant reductions in greenhouse gas emissions. The company has also reported emissions data for 2023, with total emissions of approximately 30.5 million kg CO2e, including Scope 1 emissions of about 2.1 million kg CO2e and Scope 3 emissions of approximately 27.9 million kg CO2e. This data reflects KRUK's ongoing efforts to monitor and manage its carbon footprint effectively. Overall, KRUK Spólka Akcyjna is actively working towards its climate goals, with a clear strategy in place to significantly reduce its emissions in the coming years.

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2021202220232024
Scope 1
-
0,000,000
0,000,000
0,000,000
Scope 2
1,914,800
0,000,000
000,000
000,000
Scope 3
-
0,000,000
00,000,000
00,000,000

How Carbon Intensive is KRUK Spólka Akcyjna's Industry?

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. KRUK Spólka Akcyjna's primary industry is Financial Intermediation, which is very low in terms of carbon intensity compared to other industries.

How Carbon Intensive is KRUK Spólka Akcyjna's Location?

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for KRUK Spólka Akcyjna is in PL, which has a very high grid carbon intensity relative to other regions.

KRUK Spólka Akcyjna's Scope 3 Categories Breakdown

KRUK Spólka Akcyjna's Scope 3 emissions, which increased by 60% last year and increased significantly since 2022, demonstrating supply chain emissions tracking. Nearly all of their carbon footprint comes from suppliers and value chain emissions, representing nearly all emissions under the GHG Protocol, with "Purchased Goods and Services" being the largest emissions source at 69% of Scope 3 emissions.

Top Scope 3 Categories

2024
Purchased Goods and Services
69%
Capital Goods
23%
Employee Commuting
4%
Fuel and Energy Related Activities
2%
Business Travel
1%

KRUK Spólka Akcyjna's Climate Goals (2030 & 2050)

Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.

KRUK Spólka Akcyjna has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

Compare KRUK Spólka Akcyjna's Emissions with Industry Peers

Encore Capital

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Services auxiliary to financial intermediation (67)
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Cerved Group

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Financial intermediation services, except insurance and pension funding services (65)
Updated about 18 hours ago

S&P Global

US
•
Financial intermediation services, except insurance and pension funding services (65)
Updated 10 days ago

Lock Lower Holding AS

NO
•
Financial intermediation services, except insurance and pension funding services (65)
Updated 3 months ago

B2 Impact Asa

NO
•
Services auxiliary to financial intermediation (67)
Updated 13 days ago

Pra

US
•
Services auxiliary to financial intermediation (67)
Updated 3 days ago

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers

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