Munchener Ruck

Munchener Ruck's greenhouse gas (GHG) emissions for 2025 are reported as approximately 5.97 billion kg CO2e, with Scope 1 contributing about 59.6 million kg CO2e, Scope 2 (market-based) at approximately 87.7 million kg CO2e, and Scope 3 accounting for the majority at about 5.82 billion kg CO2e. Their Scope 3 emissions are primarily driven by investments, which totalled approximately 5.79 billion kg CO2e in 2025.

In 2024, Munchener Ruck's total emissions were approximately 7.49 billion kg CO2e. Scope 1 emissions were about 64.4 million kg CO2e, Scope 2 (market-based) emissions were around 112.7 million kg CO2e, and Scope 3 emissions were approximately 7.31 billion kg CO2e, with investments being the largest contributor at about 7.28 billion kg CO2e.

The company has set ambitious climate targets, including achieving net-zero GHG emissions in its business operations by 2030. They also aim for net-zero emissions across all scopes by 2050. Furthermore, Munchener Ruck is working to reduce its CO2 footprint by 35% in its insurance business and by 12% per employee in its own operations by 2025, compared to 2019 levels. They also have a target to reduce absolute GHG emissions in their investment portfolio by 25-29% by 2025.