Nederlandse Waterschapsbank, often referred to as NWB Bank, is a prominent financial institution headquartered in the Netherlands. Established in 1954, the bank primarily serves the public sector, focusing on financial intermediation services, excluding insurance and pension funding. With a strong commitment to sustainable development, NWB Bank provides unique financing solutions tailored for water management and infrastructure projects across the country.
Operating mainly in the Dutch market, NWB Bank has established itself as a key player in the financial landscape, supporting municipalities and water authorities with competitive interest rates and flexible terms. The bank's dedication to social responsibility and environmental sustainability sets it apart, making it a trusted partner for public entities. Over the years, NWB Bank has achieved significant milestones, reinforcing its position as a leader in the sector while contributing to the Netherlands' water management initiatives.
+35 vs industry average
Nederlandse Waterschapsbank’s score of 70 is higher than 82% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Financial Intermediation is among the least carbon-intensive industries
Industry performance
The Financial Intermediation industry has increased its overall emissions by 11% since 2019
Emissions trajectory 2020 – 2028
Reported emissions
Scope 3 accounts for ••• of total emissions.
Nederlandse Waterschapsbank's reported carbon emissions
**Nederlandse Waterschapsbank (NWB) Climate Commitments and Emissions Overview** Headquartered in the Netherlands, Nederlandse Waterschapsbank (NWB), operating within the financial intermediation services sector (excluding insurance and pension funding), has outlined significant climate commitments. While specific absolute emissions figures for recent years are limited, NWB is progressing towards ambitious long-term goals. For **2025**, NWB reported a total carbon footprint of approximately **112,000 kg CO2e** (kilograms of carbon dioxide equivalent). This figure is comprised of approximately **20,000 kg CO2e** for Scope 1 emissions, approximately **68,000 kg CO2e** for Scope 2 emissions (location-based), and approximately **22,000 kg CO2e** for Scope 3 emissions from business travel, approximately **59,000 kg CO2e** from employee commutes, and approximately **2,000 kg CO2e** from purchased goods and services. In **2024**, the total emissions were approximately **122,000 kg CO2e**. This included approximately **30,000 kg CO2e** for Scope 1, approximately **88,000 kg CO2e** for Scope 2 (location-based), and approximately **34,000 kg CO2e** for business travel and **2,000 kg CO2e** for purchased goods and services under Scope 3. For **2023**, NWB's emissions totalled approximately **126,000 kg CO2e**. This comprised of approximately **30,000 kg CO2e** for Scope 1 (including approximately 1,000 kg CO2e from mobile combustion), approximately **96,000 kg CO2e** for Scope 2 (location-based), and approximately **33,000 kg CO2e** for business travel and **1,000 kg CO2e** for purchased goods and services under Scope 3. In **2018**, NWB reported approximately **133,000 kg CO2e** for Scope 1 emissions and approximately **114,000 kg CO2e** for business travel and **6,000 kg CO2e** for purchased goods and services under Scope 3. Scope 2 data was not disclosed for this year. **Climate Reduction Targets:** NWB has set forth a clear roadmap for achieving climate neutrality: * **Energy Positive Loan Portfolio by 2035:** The bank aims to have a loan portfolio that is energy positive by 2035. * **Climate Neutrality by 2050:** NWB's overarching goal is to achieve climate neutrality by 2050. * **Net Zero CO2e Emissions by 2050:** Specifically for its loan portfolio, NWB aims for it to cause net zero CO2e emissions by 2050. The bank is also committed to the Science Based Targets initiative (SBTi), indicating a dedication to aligning its emissions reduction strategies with climate science. SBTi commitments include having near-term targets set for 2030 and 2028, and a commitment to net-zero by 2050. Their portfolio targets, as of 2022, covered 47% of total investment and lending by total assets.
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Nederlandse Waterschapsbank’s Climate Goals (2030 & 2050)
2 goals2035
We aim to have a loan portfolio that is energy positive by 2…
We aim to have a loan portfolio that is energy positive by 2035, on our way to climate neutral by 2050.
2030
62% reduction in total GHG
Vs 2019 baseline. Validated by SBTi. Includes full supply chain.
2040
50% reduction in Scope 3 intensity
Across purchased goods and services and logistics.
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Scope 3 top emissions categories
3 of 15 categories disclosedSee all scope 3 categories
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Climate initiatives

Science Based Targets Initiative

Carbon Disclosure Project
The Climate Pledge
UN Global Compact Climate Champions initiative
RE 100
Climate Action 100
Emissions comparison with industry peers
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Common questions about Nederlandse Waterschapsbank’s sustainability data and climate commitments
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