Public Profile

PNB Housing Finance Limited

PNB Housing Finance Limited, headquartered in India, is a prominent player in the housing finance sector. Established in 1988, the company has carved a niche in providing a range of financial services, primarily focusing on home loans, loan against property, and construction finance. With a strong presence across major operational regions in India, PNB Housing has consistently delivered innovative solutions tailored to meet the diverse needs of its customers. The company stands out for its customer-centric approach and competitive interest rates, making home ownership more accessible. Over the years, PNB Housing Finance has achieved significant milestones, including a robust market position and recognition for its commitment to quality service. As a subsidiary of Punjab National Bank, it leverages a strong legacy while driving growth in the housing finance industry.

DitchCarbon Score

How does PNB Housing Finance Limited's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

16

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

26

Industry Benchmark

PNB Housing Finance Limited's score of 16 is lower than 99% of the industry. This can give you a sense of how well the company is doing compared to its peers.

1%

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PNB Housing Finance Limited's reported carbon emissions

In 2023, PNB Housing Finance Limited reported total carbon emissions of approximately 2,029,130 kg CO2e, comprising 37,960 kg CO2e from Scope 1 and 1,995,170 kg CO2e from Scope 2 emissions. The following year, 2024, emissions increased to about 2,578,540 kg CO2e, with Scope 1 emissions rising to 53,020 kg CO2e and Scope 2 emissions reaching 2,528,520 kg CO2e. Despite these figures, PNB Housing Finance has not disclosed any specific reduction targets or initiatives aimed at decreasing their carbon footprint. The absence of Scope 3 emissions data indicates a potential area for improvement in their overall climate strategy. The company’s commitment to addressing climate change remains unclear, as no formal climate pledges or science-based targets have been reported. As a financial institution headquartered in India, PNB Housing Finance operates within an industry increasingly focused on sustainability and carbon reduction, highlighting the importance of establishing clear climate commitments to align with global standards.

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20232024
Scope 1
37,960
00,000
Scope 2
1,995,170
0,000,000
Scope 3
-
-

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. PNB Housing Finance Limited's primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for PNB Housing Finance Limited is in IN, which has a very high grid carbon intensity relative to other regions.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

PNB Housing Finance Limited is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers