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Public Profile
Financial Intermediation
GB
updated 2 months ago

Saga Personal Finance Limited Sustainability Profile

Company website

Saga Personal Finance Limited, headquartered in Great Britain, is a prominent player in the financial services industry, specialising in products tailored for the over-50s demographic. Founded in 2015, the company has quickly established itself as a trusted provider of personal finance solutions, including insurance, savings, and investment services. With a focus on delivering unique offerings that cater specifically to the needs of older adults, Saga Personal Finance stands out through its commitment to customer service and tailored financial advice. The company has achieved significant milestones, including a strong market position within the UK, recognised for its innovative approach to personal finance. As a leader in this niche sector, Saga Personal Finance Limited continues to empower its clients with the tools and knowledge necessary for effective financial management.

DitchCarbon Score

How does Saga Personal Finance Limited's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

61

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

32

Industry Benchmark

Saga Personal Finance Limited's score of 61 is higher than 78% of the industry. This can give you a sense of how well the company is doing compared to its peers.

78%

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Saga Personal Finance Limited's reported carbon emissions

Inherited from Saga plc

Saga Personal Finance Limited, headquartered in Great Britain, currently does not report specific carbon emissions data, as indicated by the absence of emissions figures. The company is a current subsidiary of Saga plc, which may influence its climate commitments and reporting practices. As part of its corporate family, Saga Personal Finance Limited may align with the climate initiatives and targets set by Saga plc. However, no specific reduction targets or climate pledges have been documented for Saga Personal Finance Limited itself. The absence of data suggests that the company is still in the process of establishing its own emissions reporting framework or climate strategy. Saga plc, as the parent organization, may have its own sustainability initiatives and targets, which could cascade down to Saga Personal Finance Limited. However, without specific emissions data or reduction targets from Saga plc, it is challenging to provide a detailed overview of Saga Personal Finance Limited's carbon footprint or climate commitments. In summary, while Saga Personal Finance Limited is part of a larger corporate structure that may have climate initiatives, it currently lacks specific emissions data and defined climate commitments.

Unlock detailed emissions data

Access structured emissions data, company-specific emission factors, and source documents

20212022202320242025
Scope 1
36,187,000
00,000,000
000,000,000
000,000,000
000,000,000
Scope 2
8,000
0,000
0,000,000
000,000
000,000
Scope 3
1,333,000
0,000,000
000,000
000,000,000
000,000,000

How Carbon Intensive is Saga Personal Finance Limited's Industry?

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Saga Personal Finance Limited's primary industry is Financial Intermediation, which is very low in terms of carbon intensity compared to other industries.

How Carbon Intensive is Saga Personal Finance Limited's Location?

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for Saga Personal Finance Limited is in GB, which has a very low grid carbon intensity relative to other regions.

Saga Personal Finance Limited's Scope 3 Categories Breakdown

Saga Personal Finance Limited's Scope 3 emissions, which decreased by 17% last year and increased significantly since 2021, demonstrating supply chain emissions tracking. Most of their carbon footprint comes from suppliers and value chain emissions, with Scope 3 emissions accounting for 61% of total emissions under the GHG Protocol, with "Use of Sold Products" being the largest emissions source at 40% of Scope 3 emissions.

Top Scope 3 Categories

2025
Use of Sold Products
40%
Investments
23%
Purchased Goods and Services
19%
Fuel and Energy Related Activities
14%
Upstream Transportation & Distribution
<1%

Saga Personal Finance Limited's Climate Goals (2030 & 2050)

Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.

Saga Personal Finance Limited has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers

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