United Guaranty Mortgage Indemnity Company, often referred to as United Guaranty, is a prominent player in the mortgage insurance industry, headquartered in the United States. Established in 1963, the company has built a strong reputation for providing innovative mortgage insurance solutions that facilitate homeownership while managing risk for lenders. With a focus on key operational regions across the US, United Guaranty offers a range of core products, including private mortgage insurance (PMI) and risk management services. Their unique approach combines advanced technology with customer-centric solutions, setting them apart in a competitive market. Recognised for their commitment to excellence, United Guaranty has achieved significant milestones, solidifying their position as a trusted partner for lenders and borrowers alike. Their expertise in the mortgage insurance sector continues to drive growth and enhance home financing opportunities across the nation.
How does United Guaranty Mortgage Indemnity Company's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Mean score of companies in the Insurance Services industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
United Guaranty Mortgage Indemnity Company's score of 61 is higher than 76% of the industry. This can give you a sense of how well the company is doing compared to its peers.
United Guaranty Mortgage Indemnity Company currently does not have specific carbon emissions data available, as indicated by the absence of emissions figures. The company is part of a corporate family that includes Arch Capital Group Ltd., from which it inherits emissions data and climate commitments. As a merged entity, United Guaranty Mortgage Indemnity Company follows the sustainability initiatives and targets set by Arch Capital Group Ltd. However, no specific reduction targets or climate pledges have been documented for United Guaranty itself. The company is linked to broader climate initiatives through its parent organisation, Arch U.S. MI Holdings Inc., which may influence its environmental strategies. In the context of the mortgage insurance industry, companies are increasingly focusing on reducing their carbon footprints and committing to sustainability practices. While specific data for United Guaranty is not available, the overarching commitment to climate action within the corporate family suggests a potential alignment with industry standards and practices aimed at reducing greenhouse gas emissions.
Access structured emissions data, company-specific emission factors, and source documents
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Scope 1 | 1,008,000 | 000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 |
| Scope 2 | 5,775,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 |
| Scope 3 | 8,876,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 |
United Guaranty Mortgage Indemnity Company's Scope 3 emissions, which increased by 2% last year and increased by approximately 798% since 2019, demonstrating supply chain emissions tracking. The vast majority of their carbon footprint comes from suppliers and value chain emissions, representing the vast majority of total emissions under the GHG Protocol, with "Purchased Goods and Services" being the largest emissions source at 60% of Scope 3 emissions.
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
United Guaranty Mortgage Indemnity Company has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.