Public Profile

Encore Capital

Encore Capital Group, Inc., headquartered in the United States, is a leading player in the financial services industry, specialising in consumer debt recovery and management. Founded in 1998, the company has established a strong presence across North America and Europe, focusing on providing innovative solutions for consumers facing financial challenges. Encore Capital is renowned for its unique approach to debt purchasing and recovery, leveraging advanced analytics and technology to create tailored repayment plans. This commitment to responsible lending and consumer engagement has positioned the company as a trusted partner in the industry. With a robust portfolio of services, including debt purchasing, servicing, and collections, Encore Capital has achieved significant milestones, including recognition for its ethical practices and contributions to financial literacy. As a market leader, Encore Capital continues to set the standard for excellence in consumer debt solutions.

DitchCarbon Score

How does Encore Capital's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

27

Industry Average

Mean score of companies in the Services Auxiliary to Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

29

Industry Benchmark

Encore Capital's score of 27 is lower than 55% of the industry. This can give you a sense of how well the company is doing compared to its peers.

45%

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Encore Capital's reported carbon emissions

In 2022, Encore Capital reported total carbon emissions of approximately 5,504,000 kg CO2e, a significant increase from about 4,090,000 kg CO2e in 2021. The emissions breakdown for 2022 includes approximately 1,951,000 kg CO2e from Scope 1 and about 3,553,000 kg CO2e from Scope 2 emissions. This indicates a rise in both direct and indirect emissions, reflecting the company's operational footprint. Despite the increase in emissions, Encore Capital has not disclosed any specific reduction targets or initiatives aimed at mitigating their carbon footprint. The absence of defined climate commitments or science-based targets suggests a need for enhanced strategies to address climate change impacts effectively. As a company headquartered in the US, Encore Capital operates within an industry increasingly focused on sustainability and carbon reduction. The lack of comprehensive climate pledges or targets may position them at a disadvantage in a market that is progressively prioritising environmental responsibility.

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20212022
Scope 1
1,434,000
0,000,000
Scope 2
2,656,000
0,000,000
Scope 3
-
-

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Encore Capital's primary industry is Services auxiliary to financial intermediation (67), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. This request for Encore Capital is in US, which has a low grid carbon intensity relative to other regions.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Encore Capital is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
RE 100
Climate Action 100
Race To Net Zero
Reduction Actions

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers