Premium Credit Ltd, headquartered in Great Britain, is a leading provider of premium finance solutions, specialising in the insurance and education sectors. Founded in 1988, the company has established itself as a key player in the financial services industry, offering innovative payment options that enhance affordability for consumers and businesses alike.
With a focus on premium finance, Premium Credit Ltd provides tailored solutions that allow customers to spread the cost of their insurance premiums and educational fees. Their unique approach combines flexibility with competitive rates, making them a preferred choice for clients across the UK and beyond.
Recognised for their commitment to customer service and operational excellence, Premium Credit Ltd continues to strengthen its market position, serving a diverse clientele while contributing to the growth of the premium finance sector.
+7 vs industry average
Premium Credit Ltd’s score of 42 is higher than 64% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Financial Intermediation is among the least carbon-intensive industries
Industry performance
The Financial Intermediation industry has increased its overall emissions by 11% since 2019
Emissions trajectory 2020 – 2027
Reported emissions
Scope 3 accounts for ••• of total emissions.
Premium Credit Ltd's reported carbon emissions
In 2024, Premium Credit Ltd reported total carbon emissions of approximately 179,290 kg CO2e. This figure includes Scope 1 emissions of about 35,880 kg CO2e, Scope 2 emissions of approximately 137,010 kg CO2e (market-based), and Scope 3 emissions of about 6,390 kg CO2e. Comparatively, in 2023, the company’s total emissions were approximately 209,340 kg CO2e, with Scope 1 at about 56,600 kg CO2e, Scope 2 at approximately 138,320 kg CO2e (market-based), and Scope 3 at about 14,430 kg CO2e. This indicates a reduction in total emissions of about 30,050 kg CO2e from 2023 to 2024. Premium Credit Ltd has not set specific reduction targets or initiatives as part of their climate commitments, nor do they participate in initiatives such as the Science Based Targets initiative (SBTi). The company operates independently without cascading emissions data from a parent organization. Overall, Premium Credit Ltd is actively monitoring its carbon footprint, with a focus on transparency in emissions reporting, although further commitments to reduction targets are not currently established.
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Premium Credit Ltd’s Climate Goals (2030 & 2050)
No climate goals have been disclosed for Premium Credit Ltd yet.
Scope 3 top emissions categories
No scope 3 category breakdown has been disclosed yet.
Climate initiatives

Science Based Targets Initiative

Carbon Disclosure Project
The Climate Pledge
UN Global Compact Climate Champions initiative
RE 100
Climate Action 100
Emissions comparison with industry peers
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