Premium Credit Ltd Sustainability Profile
Premium Credit Ltd, headquartered in Great Britain, is a leading provider of premium finance solutions, specialising in the insurance and education sectors. Founded in 1988, the company has established itself as a key player in the financial services industry, offering innovative payment options that enhance affordability for consumers and businesses alike. With a focus on premium finance, Premium Credit Ltd provides tailored solutions that allow customers to spread the cost of their insurance premiums and educational fees. Their unique approach combines flexibility with competitive rates, making them a preferred choice for clients across the UK and beyond. Recognised for their commitment to customer service and operational excellence, Premium Credit Ltd continues to strengthen its market position, serving a diverse clientele while contributing to the growth of the premium finance sector.
DitchCarbon Score
How does Premium Credit Ltd's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Premium Credit Ltd's score of 54 is higher than 72% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Premium Credit Ltd's reported carbon emissions
In 2024, Premium Credit Ltd reported total carbon emissions of approximately 179,290 kg CO2e. This figure includes 35,880 kg CO2e from Scope 1 emissions, 137,010 kg CO2e from Scope 2 emissions (market-based), and 6,390 kg CO2e from Scope 3 emissions. Comparatively, in 2023, the company recorded total emissions of about 209,340 kg CO2e, with Scope 1 emissions at 56,600 kg CO2e, Scope 2 emissions (market-based) at 138,320 kg CO2e, and Scope 3 emissions at 14,430 kg CO2e. This indicates a significant reduction in total emissions of approximately 30,050 kg CO2e year-on-year. Looking back further, in 2022, Premium Credit Ltd's total emissions were 217,900 kg CO2e, comprising 27,100 kg CO2e from Scope 1, 131,200 kg CO2e from Scope 2, and 59,600 kg CO2e from Scope 3. The trend shows a consistent effort towards reducing emissions over the years. Despite these reductions, Premium Credit Ltd has not set specific reduction targets or climate pledges, nor do they inherit emissions data from a parent company. Their emissions data is independently reported, reflecting their commitment to transparency in environmental impact.
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| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Scope 1 | 27,100 | 00,000 | 00,000 | 00,000 |
| Scope 2 | 131,200 | 00,000 | 000,000 | 000,000 |
| Scope 3 | 59,600 | 00,000 | 00,000 | 0,000 |
How Carbon Intensive is Premium Credit Ltd's Industry?
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Premium Credit Ltd's Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Premium Credit Ltd has not publicly committed to specific 2030 or 2050 climate goals through the major frameworks we track. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
