Premium Credit Ltd
Premium Credit Ltd, headquartered in Great Britain, is a leading provider of premium finance solutions, specialising in the insurance and education sectors. Founded in 1988, the company has established itself as a key player in the financial services industry, offering innovative payment options that enhance affordability for consumers and businesses alike. With a focus on premium finance, Premium Credit Ltd provides tailored solutions that allow customers to spread the cost of their insurance premiums and educational fees. Their unique approach combines flexibility with competitive rates, making them a preferred choice for clients across the UK and beyond. Recognised for their commitment to customer service and operational excellence, Premium Credit Ltd continues to strengthen its market position, serving a diverse clientele while contributing to the growth of the premium finance sector.
DitchCarbon Score
How does Premium Credit Ltd's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Premium Credit Ltd's score of 51 is higher than 73% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Premium Credit Ltd's reported carbon emissions
In 2024, Premium Credit Ltd reported total carbon emissions of approximately 179,290 kg CO2e. This figure includes 35,880 kg CO2e from Scope 1 emissions, 137,010 kg CO2e from Scope 2 emissions (market-based), and 6,390 kg CO2e from Scope 3 emissions. Comparatively, in 2023, the company’s total emissions were about 209,340 kg CO2e, with Scope 1 emissions at 56,600 kg CO2e, Scope 2 emissions (market-based) at 138,320 kg CO2e, and Scope 3 emissions at 14,430 kg CO2e. This indicates a reduction in total emissions of approximately 30,050 kg CO2e from 2023 to 2024. Over the past few years, Premium Credit Ltd has shown fluctuations in its emissions, with 2022 reporting total emissions of 198,700 kg CO2e, including 16,400 kg CO2e from Scope 1, 98,700 kg CO2e from Scope 2, and 83,600 kg CO2e from Scope 3. In 2021, the total emissions were about 217,900 kg CO2e, with Scope 1 at 27,100 kg CO2e, Scope 2 at 131,200 kg CO2e, and Scope 3 at 59,600 kg CO2e. Despite these emissions figures, Premium Credit Ltd has not set specific reduction targets or climate pledges, indicating a potential area for improvement in their climate commitments. The company does not inherit emissions data from any parent organization, and all reported figures are derived directly from their own disclosures.
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| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Scope 1 | 27,100 | 00,000 | 00,000 | 00,000 |
| Scope 2 | 131,200 | 00,000 | 000,000 | 000,000 |
| Scope 3 | 59,600 | 00,000 | 00,000 | 0,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Premium Credit Ltd is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
