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Swiss Life Holding AG, commonly known as Swiss Life, is a leading provider of insurance and pension funding services, headquartered in Switzerland (CH). Established in 1857, the company has evolved into a prominent player in the financial services sector, focusing on life insurance, pensions, and asset management. With a strong presence in Switzerland, Germany, France, and other European markets, Swiss Life is dedicated to delivering tailored solutions that meet the diverse needs of its clients.
The company offers a range of core products, including life insurance policies, retirement planning services, and investment solutions, distinguished by their customer-centric approach and innovative features. Swiss Life's commitment to financial security and long-term planning has solidified its market position, making it a trusted partner for individuals and businesses alike. Notable achievements include a robust financial performance and a reputation for reliability in the insurance industry.
93
DitchCarbon score
+54 vs industry average
Swiss Life’s score of 93 is higher than 95% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Very Low
Insurance Services is among the least carbon-intensive industries
Industry performance
0.058
20182025
The Insurance Services industry has reduced its overall emissions by 25% since 2018
Emissions trajectory 2020 – 2028
202020212022202320242025202620272028
Reported emissions
Scope 1
•••kg CO₂e
Scope 2
•••kg CO₂e
Scope 3
•••kg CO₂e
Total reported
•••kg CO₂e
Scope 3 accounts for ••• of total emissions.
Swiss Life's reported carbon emissions
Swiss Life, a Switzerland-based insurance and pension funding services provider, reported total carbon emissions of approximately 14.9 million kg CO2e in 2025. This includes about 4.6 million kg CO2e from Scope 1, 1.9 million kg CO2e from Scope 2, and 8.4 million kg CO2e from Scope 3.
Looking back, Swiss Life's total emissions have fluctuated:
- 2024: Approximately 15.9 million kg CO2e (5.8 million kg CO2e Scope 1, 885,000 kg CO2e Scope 2, 9.2 million kg CO2e Scope 3)
- 2023: Approximately 14.2 million kg CO2e (7.1 million kg CO2e Scope 1, 388,000 kg CO2e Scope 2, 6.8 million kg CO2e Scope 3)
- 2022: Approximately 16.4 million kg CO2e (7.4 million kg CO2e Scope 1, 414,000 kg CO2e Scope 2, 8.5 million kg CO2e Scope 3)
- 2021: Approximately 15.1 million kg CO2e (8.6 million kg CO2e Scope 1, 516,000 kg CO2e Scope 2, 6.0 million kg CO2e Scope 3)
- 2020: Approximately 13.9 million kg CO2e (9.3 million kg CO2e Scope 1, 782,000 kg CO2e Scope 2, 3.8 million kg CO2e Scope 3)
- 2019: Approximately 22.7 million kg CO2e (9.8 million kg CO2e Scope 1, 3.5 million kg CO2e Scope 2, 9.4 million kg CO2e Scope 3)
The company has set several climate commitments:
- Operational Ecology: Swiss Life aims to reduce CO2 emissions per full-time employee (FTE) by 35% by the end of 2024 compared to 2019, covering both Scope 1 and Scope 2 emissions. This target was also updated to a 50% reduction by the end of 2027 compared to 2019 for CO2 emissions per FTE in Scope 1 and Scope 2.
- Real Estate Portfolio: Swiss Life plans to reduce the carbon intensity of its directly held real estate portfolio by 20% by 2030 compared to 2019 (Scope 2 and Scope 3 downstream).
- Climate Neutrality: Since 2022, Swiss Life has achieved operational net-zero emissions through offsetting unavoidable CO2 emissions from its operational activities. The company has also stated an ambition to achieve climate neutrality for Scope 1 and Scope 2 emissions between 2023 and 2025.
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Swiss Life’s Climate Goals (2030 & 2050)
2025
Near-zero scope 1 & 2
Target to achieve near-zero emissions for direct operations and purchased energy
On track94%
2030
62% reduction in total GHG
Vs 2019 baseline. Validated by SBTi. Includes full supply chain.
At risk48%
2040
50% reduction in Scope 3 intensity
Across purchased goods and services and logistics.
Behind target22%
Showing SBTi-validated targets only. Sign up or sign in to see all disclosed climate targets.
Scope 3 top emissions categories
1 of 15 categories disclosedSee all scope 3 categories
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Climate initiatives
Science Based Targets Initiative
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Not active
Carbon Disclosure Project
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Active
The Climate Pledge
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Not active
UN Global Compact Climate Champions initiative
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Active
RE 100
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Not active
Climate Action 100
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Not active
Emissions comparison with industry peers
View similar organisationsCompanyCountryIndustryLast updatedScoreDetails
Swiss Life16 days ago
93
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