Swiss Life

Swiss Life, a company operating in insurance and pension funding services in Switzerland, has reported its carbon emissions across various scopes and years.

In 2025, Swiss Life's total emissions were approximately 14,896,000 kg CO2e. This comprised Scope 1 emissions of around 4,601,000 kg CO2e, Scope 2 emissions of approximately 1,875,000 kg CO2e, and Scope 3 emissions totalling about 8,420,000 kg CO2e. Scope 3 emissions were further broken down, with business travel accounting for 7,462,000 kg CO2e, purchased goods and services for 419,000 kg CO2e, waste generated in operations for 192,000 kg CO2e, and fuel and energy-related activities for 347,000 kg CO2e.

For the 2024 reporting year, the company's total emissions were approximately 15,889,000 kg CO2e. This included Scope 1 emissions of about 5,842,000 kg CO2e, Scope 2 emissions of 885,000 kg CO2e, and Scope 3 emissions of 9,162,000 kg CO2e. Within Scope 3, business travel was the largest contributor at 8,155,000 kg CO2e, followed by purchased goods and services at 497,000 kg CO2e, fuel and energy-related activities at 328,000 kg CO2e, and waste generated in operations at 183,000 kg CO2e.

In 2023, Swiss Life's total emissions amounted to approximately 14,251,000 kg CO2e. This consisted of Scope 1 emissions of 7,095,000 kg CO2e, Scope 2 emissions of 388,000 kg CO2e, and Scope 3 emissions of 6,768,000 kg CO2e. Key contributors to Scope 3 were business travel (5,337,000 kg CO2e), fuel and energy-related activities (736,000 kg CO2e), purchased goods and services (462,000 kg CO2e), and waste generated in operations (232,000 kg CO2e).

Swiss Life has established several reduction targets:

• A long-term goal to reduce the CO₂ intensity of real estate held directly for investment purposes by 20% by 2030, compared to 2019.
• A near-term target to reduce CO₂ emissions per full-time employee (FTE) by 35% by the end of 2024, compared to 2019. This is being achieved through initiatives such as cutting emissions from travel and sourcing electricity from sustainable providers.
• Since 2022, Swiss Life has pursued a net-zero operational footprint by supporting climate change mitigation projects through the acquisition of certificates for unavoidable operational emissions.
• The company also aims for climate neutrality by 2025.

The company's reporting indicates that its data is not cascaded from a parent organisation, with the initiative and performance sources originating from within Swiss Life Holding AG.