Wise Sustainability Profile
Wise, formerly known as TransferWise, is a leading financial technology company headquartered in the United Kingdom. Founded in 2011, Wise has revolutionised the way individuals and businesses transfer money internationally, offering a transparent and cost-effective alternative to traditional banks. With a strong presence in Europe, North America, and Asia-Pacific, Wise operates in the fintech industry, focusing on cross-border payments and currency exchange. The company’s core services include multi-currency accounts and low-cost international transfers, distinguished by their real exchange rate and minimal fees. Wise has garnered a reputation for its user-friendly platform and commitment to transparency, positioning itself as a trusted choice for millions of customers worldwide. Notable achievements include reaching over 10 million customers and processing billions in transactions, solidifying Wise's status as a pioneer in the global money transfer landscape.
DitchCarbon Score
How does Wise's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Wise's score of 60 is higher than 77% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Wise's reported carbon emissions
In 2025, Wise reported carbon emissions of approximately 122,500 kg CO2e from Scope 1 and Scope 2 combined, with Scope 1 emissions at about 18,900 kg CO2e and Scope 2 emissions at about 103,600 kg CO2e. For the same year, their global emissions totalled approximately 112,279,000 kg CO2e, with Scope 1 emissions at about 113,000 kg CO2e, Scope 2 emissions at about 1,023,000 kg CO2e (location-based), and Scope 3 emissions at approximately 112,143,000 kg CO2e. Wise has committed to achieving net zero emissions by 2030, targeting reductions across all scopes, including Scope 1 and Scope 2. This commitment was announced in 2023 and reflects their proactive approach to climate action. The company is currently on track to meet its near-term targets, demonstrating a strong commitment to sustainability and environmental responsibility. The emissions data is not cascaded from any parent organization, and all figures are reported directly from Wise plc.
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| 2020 | 2021 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Scope 1 | 117,700 | 000,000 | 000,000 | 000,000 | 000,000 |
| Scope 2 | 592,300 | 000,000 | 000,000 | 00,000 | 00,000 |
| Scope 3 | - | - | 00,000,000 | 00,000,000 | 000,000,000 |
How Carbon Intensive is Wise's Industry?
How Carbon Intensive is Wise's Location?
Wise's Scope 3 Categories Breakdown
Wise's Scope 3 emissions, which increased by 108% last year and increased by approximately 266% since 2023, demonstrating supply chain emissions tracking. Nearly all of their carbon footprint comes from suppliers and value chain emissions, representing nearly all emissions under the GHG Protocol, with "Capital Goods" being the largest emissions source at 42% of Scope 3 emissions.
Top Scope 3 Categories
Wise's Climate Goals (2030 & 2050)
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Wise has established climate goals through participation in recognized frameworks and target-setting initiatives. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.
