Wise, formerly known as TransferWise, is a leading financial technology company headquartered in the United Kingdom. Founded in 2011, Wise has revolutionised the way individuals and businesses transfer money internationally, offering a transparent and cost-effective alternative to traditional banks. With a strong presence in Europe, North America, and Asia-Pacific, Wise operates in the fintech industry, focusing on cross-border payments and currency exchange.
The company’s core services include multi-currency accounts and low-cost international transfers, distinguished by their real exchange rate and minimal fees. Wise has garnered a reputation for its user-friendly platform and commitment to transparency, positioning itself as a trusted choice for millions of customers worldwide. Notable achievements include reaching over 10 million customers and processing billions in transactions, solidifying Wise's status as a pioneer in the global money transfer landscape.
+46 vs industry average
Wise’s score of 81 is higher than 90% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Financial Intermediation is among the least carbon-intensive industries
Industry performance
The Financial Intermediation industry has increased its overall emissions by 11% since 2019
Emissions trajectory 2020 – 2028
Reported emissions
Scope 3 accounts for ••• of total emissions.
Wise's reported carbon emissions
In 2025, Wise reported total carbon emissions of approximately 112.3 million kg CO2e, comprising Scope 1 emissions of 113,000 kg CO2e, Scope 2 emissions of 23,000 kg CO2e (market-based), and Scope 3 emissions of about 112.1 million kg CO2e. The previous year, 2024, saw total emissions of approximately 54.1 million kg CO2e, with Scope 1 at 221,000 kg CO2e, Scope 2 at 26,000 kg CO2e (market-based), and Scope 3 at around 53.8 million kg CO2e. In 2023, emissions were reported at approximately 31.7 million kg CO2e, with Scope 1 at 221,000 kg CO2e, Scope 2 at 801,000 kg CO2e (market-based), and Scope 3 at about 30.7 million kg CO2e. Wise has committed to achieving net zero emissions by 2030 across all scopes, with specific targets for Scope 1 and Scope 2 emissions. This commitment reflects Wise's proactive approach to climate action, aiming to significantly reduce its carbon footprint in the near term. The company is currently on track to meet its two-year targets, demonstrating a strong commitment to sustainability and environmental responsibility.
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Wise’s Climate Goals (2030 & 2050)
4 goals2030
Wise is committed to achieving net zero emissions by 2030
Wise is committed to achieving net zero emissions by 2030.
2030
62% reduction in total GHG
Vs 2019 baseline. Validated by SBTi. Includes full supply chain.
2040
50% reduction in Scope 3 intensity
Across purchased goods and services and logistics.
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Scope 3 top emissions categories
6 of 15 categories disclosedSee all scope 3 categories
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Climate initiatives
Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact Climate Champions initiative
RE 100
Climate Action 100
Emissions comparison with industry peers
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Wise
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