Wise
Wise, formerly known as TransferWise, is a leading financial technology company headquartered in the United Kingdom. Founded in 2011, Wise has revolutionised the way individuals and businesses transfer money internationally, offering a transparent and cost-effective alternative to traditional banks. With a strong presence in Europe, North America, and Asia-Pacific, Wise operates in the fintech industry, focusing on cross-border payments and currency exchange. The company’s core services include multi-currency accounts and low-cost international transfers, distinguished by their real exchange rate and minimal fees. Wise has garnered a reputation for its user-friendly platform and commitment to transparency, positioning itself as a trusted choice for millions of customers worldwide. Notable achievements include reaching over 10 million customers and processing billions in transactions, solidifying Wise's status as a pioneer in the global money transfer landscape.
DitchCarbon Score
How does Wise's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Wise's score of 57 is higher than 75% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Wise's reported carbon emissions
In 2025, Wise reported total carbon emissions of approximately 112,279,000 kg CO2e globally, with significant contributions from Scope 3 emissions, which accounted for about 112,143,000 kg CO2e. Scope 1 emissions were about 113,000 kg CO2e, while Scope 2 emissions totalled approximately 1,023,000 kg CO2e (location-based) and 23,000 kg CO2e (market-based). In the UK, Wise's emissions for the same year were approximately 122,500 kg CO2e, comprising about 18,900 kg CO2e from Scope 1 and about 103,600 kg CO2e from Scope 2. Wise has committed to achieving net zero emissions by 2030 across all scopes, with specific targets for Scope 1 and Scope 2 emissions. This commitment reflects a proactive approach to climate action, aligning with industry standards for sustainability. The company is currently on track to meet its near-term goals, demonstrating a strong commitment to reducing its carbon footprint. Overall, Wise's emissions data and climate commitments highlight its dedication to addressing climate change and reducing its environmental impact, with a clear roadmap towards achieving net zero emissions within the next few years.
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| 2020 | 2021 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Scope 1 | 117,700 | 000,000 | 000,000 | 000,000 | 000,000 |
| Scope 2 | 592,300 | 000,000 | 000,000 | 00,000 | 00,000 |
| Scope 3 | - | - | 00,000,000 | 00,000,000 | 000,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Wise is participating in some of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
