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Atom Bank, officially known as Atom Bank PLC, is a pioneering digital-only financial institution headquartered in the United Kingdom. Since its establishment in 2014, the bank has positioned itself as a leader in financial intermediation services, specialising in innovative savings and lending solutions. Its primary focus is on providing competitive mortgage products and savings accounts through a fully digital platform, setting it apart in the UK banking sector.
With a strong presence across the UK, Atom Bank leverages cutting-edge technology to deliver seamless customer experiences and efficient financial services. Recognised for its commitment to digital innovation, the bank has achieved notable milestones in transforming traditional banking models. As a key player in the financial intermediation industry, Atom Bank continues to expand its market share by prioritising customer-centric solutions and technological excellence.
-5 vs industry average
Atom Bank’s score of 32 is lower than 46% of the industry. This can give you a sense of how well the company is doing compared to its peers.
Financial Intermediation has below-average carbon intensity
The Financial Intermediation industry has reduced its overall emissions by 33% since 2018
Scope 3 accounts for ••• of total emissions.
Atom Bank, a UK-based financial services company, reported approximately 658,440 kg CO2e in total carbon emissions for 2023. This data, which includes Scope 1, Scope 2, and Scope 3 emissions, is inherited from its parent company, Atom Bank plc, at a cascade level of 1.
For 2023, Atom Bank's reported emissions included 274,020 kg CO2e from Scope 1 (mobile combustion) and 295,180 kg CO2e from Scope 2 (purchased electricity). Scope 3 emissions totalled approximately 673,000 kg CO2e for the same year. The bank has identified missing data points for Scope 3, specifically for "purchased goods and services."
In 2022, the company reported approximately 633,000 kg CO2e for Scope 3 emissions and approximately 89,000 kg CO2e for combined Scope 1 and 2 emissions. In 2021, total emissions were approximately 463,000 kg CO2e.
Atom Bank also reports carbon emissions per FTE (full-time equivalent employee). For 2023 and 2022, this figure was 1,490 kg CO2e per employee, and for 2021, it was 1,090 kg CO2e per employee.
Atom Bank has not publicly disclosed specific carbon reduction targets or commitments through initiatives like SBTi.
No climate goals have been disclosed for Atom Bank yet.
No scope 3 category breakdown has been disclosed yet.


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