CNP Assurances, a leading player in the insurance and financial services industry, is headquartered in France and operates extensively across Europe and Latin America. Founded in 1850, the company has established itself as a pioneer in life insurance and savings solutions, consistently adapting to market needs and regulatory changes. CNP Assurances offers a diverse range of products, including life insurance, health coverage, and savings plans, distinguished by their customer-centric approach and innovative digital solutions. With a strong market position, the company is recognised for its commitment to sustainability and social responsibility, achieving notable milestones in customer satisfaction and operational efficiency. As a trusted partner for individuals and businesses alike, CNP Assurances continues to shape the future of insurance with its robust portfolio and strategic vision.
How does Cnp Assurances's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Mean score of companies in the Insurance Services industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Cnp Assurances's score of 76 is higher than 86% of the industry. This can give you a sense of how well the company is doing compared to its peers.
In 2024, CNP Assurances reported total carbon emissions of approximately 18,875,704,000 kg CO2e, with Scope 1 emissions at about 1,495,000 kg CO2e, Scope 2 emissions (location-based) at approximately 2,431,000 kg CO2e, and a significant Scope 3 total of about 18,873,933,000 kg CO2e. The company has set ambitious reduction targets, aiming to decrease the carbon intensity of electricity producers in which it holds direct investments by 17% by the end of 2024, targeting 216 kg CO2e/MWh compared to 259 kg CO2e/MWh in 2019. Additionally, CNP Assurances plans to reduce the carbon footprint of its directly-owned equity and corporate bond portfolio by 25% by 2024, aiming for 60 kg CO2e per €k invested, down from 80 kg CO2e per €k invested in 2019. CNP Assurances is committed to achieving carbon neutrality across all investments by 2050, as part of its membership in the Net Zero Asset Owner Alliance. The company has also pledged to eliminate direct exposure to thermal coal in its investment portfolio by 2030 in the EU and OECD countries, and by 2040 in the rest of the world. These initiatives reflect CNP Assurances's dedication to aligning its operations with global climate goals and reducing its overall carbon footprint.
Access structured emissions data, company-specific emission factors, and source documents
| 2015 | 2016 | 2017 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|
| Scope 1 | 2,673,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 |
| Scope 2 | 2,246,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 0,000,000 | 000,000 |
| Scope 3 | 16,486,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000 | 00,000,000,000 |
Cnp Assurances's Scope 3 emissions, which increased significantly last year and increased significantly since 2015, demonstrating supply chain emissions tracking. Nearly all of their carbon footprint comes from suppliers and value chain emissions, representing nearly all emissions under the GHG Protocol, with "Investments" being the largest emissions source at 100% of Scope 3 emissions.
Climate goals typically focus on 2030 interim targets and 2050 net-zero commitments, aligned with global frameworks like the Paris Agreement and Science Based Targets initiative (SBTi) to ensure alignment with global climate goals.
Cnp Assurances has established climate goals through participation in recognized frameworks and target-setting initiatives. Companies often set interim 2030 targets and long-term 2050 net-zero goals to demonstrate measurable progress toward decarbonization.

Common questions about Cnp Assurances's sustainability data and climate commitments