Moneyme
MoneyMe Limited, commonly referred to as MoneyMe, is a leading Australian fintech company headquartered in Sydney, Australia. Founded in 2013, MoneyMe has rapidly established itself in the personal finance industry, specialising in innovative digital lending solutions. The company primarily operates across major Australian regions, offering a range of financial products designed to meet the diverse needs of consumers. MoneyMe's core offerings include personal loans, car loans, and credit products, distinguished by their user-friendly online platform and quick approval processes. The company has achieved significant milestones, including a strong market position as a trusted provider of flexible financial solutions. With a commitment to leveraging technology for enhanced customer experience, MoneyMe continues to redefine the landscape of personal finance in Australia.
DitchCarbon Score
How does Moneyme's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Moneyme's score of 51 is higher than 71% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Moneyme's reported carbon emissions
In 2025, MoneyMe reported total carbon emissions of approximately 3,252,900 kg CO2e, with Scope 1 emissions at about 3,900 kg CO2e and Scope 2 emissions at approximately 77,800 kg CO2e. The majority of their emissions, approximately 3,249,000 kg CO2e, were classified under Scope 3, which includes significant contributions from investments and purchased goods and services. For the previous year, 2024, total emissions were about 3,104,400 kg CO2e, with Scope 1 emissions at approximately 4,100 kg CO2e and Scope 2 emissions at around 78,500 kg CO2e. Again, Scope 3 emissions dominated, accounting for about 3,100,300 kg CO2e. MoneyMe has set ambitious climate commitments, aiming to reduce its Scope 1 and Scope 2 greenhouse gas emissions by 42% by 2030, using 2022 as the base year. This target has been validated through the Science Based Targets initiative (SBTi), ensuring alignment with the necessary reductions to limit global warming to 1.5°C. The company is also committed to measuring and reducing its Scope 3 emissions, which represent a significant portion of its overall carbon footprint. Overall, MoneyMe's emissions data reflects a proactive approach to climate action, with clear reduction targets and a focus on comprehensive emissions management across all scopes.
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| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Scope 1 | 5,350 | 0,000 | 0,000 | 0,000 | 0,000 |
| Scope 2 | 60,020 | 00,000 | - | - | - |
| Scope 3 | 1,855,900 | 0,000,000 | 00,000,000 | 0,000,000 | 0,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Moneyme is participating in some of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
