Caruna, a leading provider in the insurance and pension funding services sector, is headquartered in Finland (FI) and operates primarily across the Finnish market. Established in 2014, the company has quickly positioned itself as a key player in the industry, focusing on innovative solutions that cater to the diverse needs of its clients.
Specialising in non-compulsory social security services, Caruna offers a range of products designed to enhance financial security and retirement planning. Their unique approach combines personalised service with advanced technology, ensuring clients receive tailored solutions that stand out in a competitive landscape.
With a commitment to sustainability and customer satisfaction, Caruna has achieved significant milestones, reinforcing its reputation as a trusted partner in the insurance and pension funding arena.
+2 vs industry average
Caruna’s score of 39 is higher than 53% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Industry Intensity
Insurance Services is among the least carbon-intensive industries
Industry performance
The Insurance Services industry has reduced its overall emissions by 7% since 2019
Emissions trajectory 2020 – 2027
Reported emissions
Scope 3 accounts for ••• of total emissions.
Caruna's reported carbon emissions
Caruna, an insurance and pension funding services company based in Finland, is committed to reducing its environmental impact.
Carbon Emissions Data:
- 2024: Caruna reported a total of approximately 86.2 million kg CO2e. This comprised about 289,000 kg CO2e in Scope 1 emissions and approximately 13.7 million kg CO2e in Scope 2 emissions (location-based). Scope 3 emissions amounted to about 86.0 million kg CO2e.
- 2023: The company's total emissions were approximately 97.7 million kg CO2e. Scope 1 emissions were around 278,000 kg CO2e, while Scope 2 emissions (location-based) were approximately 15.1 million kg CO2e. Scope 3 emissions totalled around 97.2 million kg CO2e.
- 2022: Caruna's total emissions were approximately 98.2 million kg CO2e, with Scope 1 at about 467,000 kg CO2e and Scope 2 (location-based) at approximately 23.5 million kg CO2e. Scope 3 emissions were around 90.2 million kg CO2e.
- 2021: Total emissions for Caruna were approximately 84.2 million kg CO2e, consisting of about 814,000 kg CO2e in Scope 1 and approximately 39.1 million kg CO2e in Scope 2 (location-based). Scope 3 emissions were around 83.4 million kg CO2e.
- 2020: The company reported total emissions of approximately 91.0 million kg CO2e, with Scope 1 at about 354,000 kg CO2e and Scope 2 (location-based) at approximately 54.7 million kg CO2e. Scope 3 emissions were around 90.6 million kg CO2e.
- 2019: Caruna's total emissions were approximately 97.4 million kg CO2e, including about 614,000 kg CO2e in Scope 1 and approximately 50.4 million kg CO2e in Scope 2 (location-based). Scope 3 emissions accounted for about 96.8 million kg CO2e.
Climate Commitments and Reduction Targets:
Caruna has set ambitious climate targets. The company is working towards carbon neutrality for its direct and indirect Scope 1 and 2 emissions by the end of 2025. Furthermore, Caruna Group has updated its targets to aim for a 65% reduction in Scope 1 and 2 emissions by 2030, using 2020 as the baseline year.
Data Cascading:
Caruna's emissions data is cascaded from its parent organisation, Caruna Networks Oy. This means that the reported emissions and performance data are inherited from Caruna Networks Oy.
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Caruna’s Climate Goals (2030 & 2050)
4 goals2030
65% reduction in Scope 1
In 2024, Caruna Group replaced its previous 2025 target with a new short-term target. The baseline year for the target is 2020, and the aim…
2030
62% reduction in total GHG
Vs 2019 baseline. Validated by SBTi. Includes full supply chain.
2040
50% reduction in Scope 3 intensity
Across purchased goods and services and logistics.
See all 4 climate goals
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Scope 3 top emissions categories
No scope 3 category breakdown has been disclosed yet.
Emissions comparison with industry peers
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Caruna
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