Home Credit
Home Credit Group, a leading consumer finance provider, is headquartered in the Netherlands and operates extensively across Central and Eastern Europe, Asia, and Latin America. Founded in 1997, the company has established itself as a key player in the financial services industry, focusing on providing accessible credit solutions to underserved markets. Home Credit offers a range of unique products, including personal loans, point-of-sale financing, and mobile banking services, designed to meet the diverse needs of its customers. With a commitment to responsible lending and financial inclusion, the company has achieved significant milestones, including millions of satisfied customers and a strong market presence. Recognised for its innovative approach, Home Credit continues to enhance its offerings, positioning itself as a trusted partner in consumer finance.
DitchCarbon Score
How does Home Credit's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Home Credit's score of 36 is higher than 87% of the industry. This can give you a sense of how well the company is doing compared to its peers.
Home Credit's reported carbon emissions
In 2023, Home Credit reported total carbon emissions of approximately 1,236,400 kg CO2e, comprising Scope 1 emissions of about 17,300 kg CO2e, Scope 2 emissions of approximately 1,213,100 kg CO2e, and Scope 3 emissions of around 5,835,000 kg CO2e. This reflects a significant reduction in emissions compared to previous years, particularly in Scope 1 and Scope 2 categories. In 2022, the company recorded total emissions of about 2,863,400 kg CO2e, with Scope 1 emissions at approximately 191,100 kg CO2e, Scope 2 emissions around 1,233,900 kg CO2e, and Scope 3 emissions totalling about 2,863,400 kg CO2e. The 2021 figures were even higher, with total emissions reaching about 17,000,000 kg CO2e, driven largely by employee commuting and business travel. Despite these reductions, Home Credit has not publicly committed to specific science-based targets or climate pledges. The company continues to focus on improving its sustainability practices, although detailed reduction initiatives have not been outlined. Overall, Home Credit's emissions data indicates a positive trend towards reducing its carbon footprint, particularly in the context of global climate commitments.
Unlock detailed emissions data
Access structured emissions data, company-specific emission factors, and source documents
Add to project| 2021 | 2022 | 2023 | |
|---|---|---|---|
| Scope 1 | 1,672,000 | 00,000 | 00,000 |
| Scope 2 | 8,648,000 | 0,000,000 | 0,000,000 |
| Scope 3 | 19,415,000 | 0,000,000 | 0,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Home Credit is not committed to any reduction initiatives we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
