Public Profile

Zopa

Zopa, officially known as Zopa Limited, is a pioneering financial technology company headquartered in the United Kingdom. Founded in 2005, Zopa has established itself as a leader in the peer-to-peer lending industry, transforming the way individuals access personal loans and savings. With a strong presence across Great Britain, Zopa offers innovative products such as personal loans, credit cards, and high-interest savings accounts, all designed to provide customers with competitive rates and a seamless digital experience. Recognised for its commitment to customer satisfaction, Zopa has achieved significant milestones, including becoming one of the first companies to receive a banking licence in the UK. Its unique approach combines technology with a customer-centric ethos, positioning Zopa as a trusted alternative to traditional banks in the evolving financial landscape.

DitchCarbon Score

How does Zopa's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.

10

Industry Average

Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.

13

Industry Benchmark

Zopa's score of 10 is higher than 72% of the industry. This can give you a sense of how well the company is doing compared to its peers.

72%

Zopa's reported carbon emissions

In 2023, Zopa reported total carbon emissions of approximately 3,995,000 kg CO2e. This figure includes 15,800 kg CO2e from Scope 1 emissions, 60,400 kg CO2e from Scope 2 emissions, and a significant 3,918,800 kg CO2e from Scope 3 emissions. In 2022, Zopa's total emissions were about 57,800 kg CO2e, with Scope 1 emissions at 0 kg CO2e, Scope 2 emissions at 56,000 kg CO2e, and Scope 3 emissions at 1,800 kg CO2e. The previous year, 2021, saw total emissions of 71,000 kg CO2e, comprised of 0 kg CO2e in Scope 1, 71,000 kg CO2e in Scope 2, and 500 kg CO2e in Scope 3. Despite the significant increase in total emissions from 2022 to 2023, Zopa has not disclosed any specific reduction targets or initiatives aimed at mitigating their carbon footprint. The company continues to monitor its emissions across all scopes, but further details on climate commitments or pledges are not available.

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Add to project
202120222023
Scope 1
-
-
00,000
Scope 2
71,000
00,000
00,000
Scope 3
500
0,000
0,000,000

Industry emissions intensity

Very low
Low
Medium
High
Very high
Some industries are more carbon intensive than others. Zopa's primary industry is Financial intermediation services, except insurance and pension funding services (65), which is very low in terms of carbon intensity compared to other industries.

Location emissions intensity

Very low
Low
Medium
High
Very high
The carbon intensity of the energy grid powering a company's primary operations has a strong influence on its overall carbon footprint. Zopa is headquartered in GB, which has a rank of low, indicating low grid carbon intensity.

Reduction initiatives & disclosure networks

Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.

Zopa is not committed to any reduction initiatives we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.

Science Based Targets Initiative
Carbon Disclosure Project
The Climate Pledge
UN Global Compact
Carbon Disclosure Project
The Climate Pledge
UN Global Compact

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Where does DitchCarbon data come from?

Discover our data-driven methodology for measuring corporate climate action and benchmarking against industry peers